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Apr 19, 2024 | 
cuinsight.com | John Pettit |Jordan Freudenberg |Jennifer Wagner
For many, a nagging sense of worry about bills, debt and the elusive security of “enough” hangs heavy in the air. This financial stress, as studies by the American Psychological Association have shown, impacts a staggering 72% of Americans, negatively affecting both well-being and health. With their unique member-centric model and growing commitment to financial wellness programs, credit unions are emerging as champions in the fight for financial security and peace of mind.
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Apr 19, 2024 | 
cuinsight.com | John Pettit |Jordan Freudenberg |Jennifer Wagner
Deciding to attend college comes with anticipation, excitement, and unfortunately, stress — especially when it comes to paying for your higher education. For this year’s college-bound students and their families, that stress may be even greater due to a series of challenges and delays involving the FAFSA. The FAFSA is the gateway to financial aid in the form of federal student loans, grants, work study, and some scholarships.
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Apr 19, 2024 | 
cuinsight.com | John Pettit |Jim Nussle |Jordan Freudenberg |Jennifer Wagner
America’s Credit Unions’ advocacy team was on Capitol Hill Thursday for an event celebrating April as Financial Capability Month. Credit unions do so much to support the financial well-being and resiliency of their members and communities. And many of the staff on Capitol Hill are credit union members and are just as invested in their financial future as your members around the country.
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Apr 19, 2024 | 
cuinsight.com | John Pettit |Aly J. Yale |Jordan Freudenberg |Jennifer Wagner
With the economy improving and inflation down quite a bit since its peak a few years ago, some experts think that the Federal Reserve could cut interest rates later on this year. Should that happen, rates on high-yield savings accounts and certificates of deposit (CDs) are likely to fall, too. Opinions on rate cuts in 2024 are mixed, however, as the inflation rate has ticked back up over the last couple of months.
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Apr 19, 2024 | 
cuinsight.com | John Pettit |Jordan Freudenberg |Jennifer Wagner
The House Financial Services Committee voted 28-22 to advance a resolution to repeal the CFPB’s credit card late fee final rule via the Congressional Review Act. America’s Credit Unions strongly supports the resolution, which has also been introduced in the Senate.
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Apr 19, 2024 | 
cuinsight.com | John Pettit |Jennifer Wagner |Jordan Freudenberg |Seth Brickman
Financial education classes aren’t required for high school students to get a diploma in the U.S. for several reasons—all of them really dumb. Here are a few:Standards aren’t standard: High school curricula are often packed with required courses in basic subjects like math, science, English, and history. There’s not a lot of room for other subjects, and financial education may not always be seen as a priority compared to these core subjects.
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Apr 19, 2024 | 
cuinsight.com | Jordan Freudenberg |Jennifer Wagner |John Pettit |Seth Brickman
Over 75% of Americans are financially anxious, which could be due in part to a rising trend of poor financial literacy. Research indicates that while 59% of Baby Boomers meet the criteria for financial literacy, only 36% of Gen Z achieve similar benchmarks. While credit unions have a history of excelling at financial education, integrating financial education into your content creation can build better brand awareness and deepen member relationships.
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Aug 25, 2023 | 
cuinsight.com | Alyssa Angurio |John Janclaes |Jordan Freudenberg |Joshua Barclay
Welcome to the CUInsight Minute, sixty seconds from our Community and Marketing Coordinator Alyssa Angurio with our favorite reads from the week. Mentioned:3 ways to get your credit union back-to-school readyby JORDAN FREUDENBERG, ZOGOThe opportunities offered by the back-to-school season are not limited to the classroom. While students and teachers may be the ones feeling first-day-of-school jitters, the influence of this season extends far beyond the schoolyard and into everyone’s lives.
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Aug 25, 2023 | 
cuinsight.com | Lorraine Ranalli |Darren Smith |Atm Usa |Jordan Freudenberg
“I want to be a politician,” a 17-year-old responded to the question I often ask of high schoolers. My interest was piqued. I then asked, “Do you plan to pursue a history degree or study law?” Without missing a beat, the young man responded, “Oh, no. I’ll probably get a degree in political science.” Fair enough, I thought, but I immediately wondered how deeply this high school junior studied the profession to which he aspired, so I questioned further.
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Aug 24, 2023 | 
cuinsight.com | Cameron Madill |Darren Smith |Atm Usa |Jordan Freudenberg
If you’re a credit union marketer who feels like you should be doing more with automation and personalization, but you’re not sure how, you’re not alone. Kristin Harrison, Director of Business Development for WebStrategies, joins us to talk about why personalization has so much potential for credit unions and why it’s so hard to implement effectively. Here are tips for overcoming common obstacles and ensuring that your personalization efforts don’t do more harm than good.
