Kaitlyn Tang

Aug 13, 2024 | bankrate.com | Erik Martin |Kaitlyn Tang |Greg Johnson |Erin Lowry

Before pursuing a student credit card, check your credit score, carefully research cards and offers and be prepared to apply online using your personal information. To get the most out of your first credit card, pay your bills punctually and in full, charge only what you can afford to repay and maximize card perks and rewards. If your application is denied, consider pursuing a secured credit card, becoming an authorized user on someone else’s account or getting a card co-signer.

Sep 22, 2023 | creditcards.com | Barri Segal |Angelica Leicht |Kaitlyn Tang

You go into a store to buy something, and all it takes is swiping or inserting your credit card in the payment terminal to be done with your purchase. But have you ever wondered what goes on behind the scenes when completing a credit card transaction? When a credit card transaction occurs, it’s a process that involves you, the merchant, the payment processor, the acquirer and the issuing bank. There’s a lot more to it than just that, though. Here’s exactly how a credit card transaction works.

Sep 21, 2023 | creditcards.com | Angelica Leicht |Cathleen McCarthy |Kaitlyn Tang

Credit cards can be excellent tools to help you make safe and easy transactions, and if you’re in college or a higher education program, student cards are designed to help you get started. And, while these cards are geared toward students specifically, they can still come with sweet perks and rewards programs. So, when handled the right way, a student card with rewards and perks can put money in your pocket.

Aug 30, 2023 | creditcards.com | Emily Starbuck Gerson |Jeremy Simon |Angelica Leicht |Kaitlyn Tang

As a college student, you may be learning to become financially independent — but doing so can be challenging. And, building good credit is a large part of that equation. Having good credit is necessary to borrow money with a loan, rent an apartment or even get certain jobs. But how do you build credit as a student? After all, the Credit CARD Act banned credit card issuers from approving anyone under 21 in most instances.

Aug 25, 2023 | creditcards.com | Kaitlyn Tang |Angelica Leicht |Stephanie Zito

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. Even though Visa, one of the two biggest credit card networks in the world, doesn’t directly issue credit cards to cardholders like credit card issuers do, the network still offers its own set of benefits for cardholders to enjoy.