Kelli Pate

Jersey

managing copy editor, branded content @MorningBrew • freelancer @wirecutter • previous: @voxdotcom @EW @BitchMedia etc. #binders

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Articles

How To Choose A Cash Back Credit Card

4 weeks ago | bankrate.com | Seychelle Thomas |Daniella Ramirez |Kelli Pate

There are four main types of cash back cards: flat-rate, fixed bonus categories, rotating bonus categories and cardholder’s choice categories. It’s important to choose a cash back card with a rewards structure that aligns with your spending patterns. Compare annual fees, sign-up bonuses, card benefits and redemption options when choosing the right cash back card for you. Pairing a flat-rate card with a bonus category card can help maximize your rewards when managed well.
How To Add an Authorized User to Apple Card

1 month ago | bankrate.com | Kelli Pate |Alice Lesperance |Grace Pilling

Apple Card Family allows up to six people to share an Apple Card account and earn their own rewards on purchases in the form of Apple Daily Cash. Adding an authorized user requires a formal application and credit check. Co-owners have more control over the account, but are equally responsible for making payments. If you’re new to credit, becoming an authorized user on someone else’s credit card can give you a jump-start on building a great credit score.
Guide To The BILL Divvy Card

Sep 10, 2024 | bankrate.com | Seychelle Thomas |Brooklyn Lowery |Kelli Pate

If you’re looking for a corporate card that helps ease the pain of managing expenses, the BILL Divvy Corporate Card could be a smart option. This card offers built-in tracking tools, accounting software integrations and spend controls. With the BILL Divvy Corporate Card, you have the option to fully automate the expense management process for your business.
How to Get Pre-Approved for a Citi Credit Card

Aug 8, 2024 | bankrate.com | Kelli Pate |Greg Johnson

Citi is an advertising partner Getting preapproved for a Citi credit card reveals your odds of being approved without requiring a hard inquiry on your credit. Using a preapproval tool like Bankrate’s CardMatch can help you find cards that fit your credit profile and discover offers that are unavailable elsewhere. There are several steps you can take to boost your chances of preapproval, such as monitoring your credit reports and improving your credit score.
Capital One SavorOne Rewards For Students Credit Card Review 2024

Jul 10, 2024 | usatoday.com | Kelli Pate

Generous cash back in popular spending categories makes this card a great option for students with fair or limited credit. Plus, access to credit monitoring tools can help cardholders improve their credit.
Guide To Earning And Redeeming Frequent Flyer Miles

May 22, 2024 | bankrate.com | Kelli Pate |Daniella Ramirez

Join your preferred airline’s loyalty program for free to earn and redeem points and miles for your next flight. With a general travel rewards credit card or a co-branded airline credit card, you can earn points and miles through eligible credit card spending. For more ways to earn points and miles, consider buying, transferring or pooling rewards or using airline shopping and dining portals.
Guide To Earning And Redeeming Frequent Flyer Miles

May 22, 2024 | bankrate.com | Kelli Pate |Alice Lesperance

Join your preferred airline’s loyalty program for free to start earning and redeeming points and miles toward your next flight. You can also earn points and miles through eligible credit card spending with a general travel rewards credit card or a co-branded airline credit card. For more ways to earn points and miles, consider buying, transferring or pooling rewards, or else using airline shopping and dining portals.
A guide to earning and redeeming frequent flyer miles

Jan 26, 2024 | es-us.finanzas.yahoo.com | Kelli Pate

Key takeawaysJoin your preferred airline’s loyalty program for free to start earning and redeeming points and miles toward your next flight. You can also earn points and miles through eligible credit card spending with a general travel rewards credit card or a co-branded airline credit card. For more ways to earn points and miles, consider buying, transferring or pooling rewards, or else using airline shopping and dining portals.
Guide To The Divvy Card

Oct 3, 2023 | bankrate.com | Kelli Pate |Angelica Leicht

If you're looking for a corporate card that helps ease the pain of managing expenses, the Divvy Business Card could be a smart option. This card offers built-in tracking tools, accounting software integrations and spend controls. With the Divvy Business Card, you have the option to fully automate the expense management process for your business. For business owners and entrepreneurs, there’s nothing funny about fraud.
9 Things To Know About The Ramp Corporate Card

Sep 21, 2023 | bankrate.com | Kelli Pate |Liza Carrasquillo

The Ramp Visa® Corporate Card is a credit card that allows you to manage business expenses, customize spending insights and track rewards in one place. The Ramp Visa Corporate Card earns up to 1.5 percent cash back on all spending and free employee cards. This card is a charge card, meaning you cannot carry a balance and must pay it off in full every billing cycle. While the Ramp card has great business-focused perks, it falls short for travel perks and has no welcome offer.