Kelly Chapman

Salt Lake City

Anchor and Reporter, Good Day Utah at KSTU-TV (Salt Lake City, UT)

Early riser for FOX 13's Good Day Utah starting at 4:30am! Mom, interior designer, baker, neat freak. I keep my head and heels high!

Featured in: Favicon

fox13now.com Favicon

nature.com Favicon

jdsupra.com Favicon

newsbreak.com Favicon

constructionenquirer.com Favicon

aidsetc.org Favicon

thenevadaglobe.com

Articles

'Interest never sleeps!' How to check if interest is working for or against you

1 week ago | fox13now.com | Kelly Chapman

At this very moment, there is something working against you or for you and your money: interest. Interest-bearing savings accounts and interest that may be adding up day by day on loans and credit card balances you may have. "Interest never sleeps," said Dave Nellis with America First Credit Union.
How to talk about financial literacy with your kids

1 week ago | fox13now.com | Kelly Chapman

SALT LAKE CITY — April is financial literacy month, and there is a big push happening right now to educate the younger generation. Intuit, a global financial technology platform, is investing in youth by providing schools, teachers, and parents with a free educational finance curriculum. Intuit did a recent survey that proves kids are curious and want to know how to manage money.
Only paying minimum credit card balance can cause maximum long-term pain

2 weeks ago | fox13now.com | Kelly Chapman

SALT LAKE CITY — If you have upcoming credit card bills due and plan on only paying the minimum balance, there are reasons why that might be a bad idea and hurt you in the long run. That's because you are being charged interest on any unpaid balance, and it compounds the longer it sits that way. Dave Nellis with America First Credit Union says people need to do everything they can to avoid interest on balances. "The minimum payment is not good for you," Nellis explained.
Why you should not delay in filing your taxes

2 weeks ago | fox13now.com | Kelly Chapman

SALT LAKE CITY — The deadline to file your taxes is less than a week away. If you've been procrastinating, there's still time to take advantage of some free resources before April 15th. Taxpayers who earned $84,000 or less last fiscal year can use "IRS Free File" to file electronically. The volunteer income tax assistance and tax counseling for the elderly also give one-on-one help for low-income or elderly taxpayers. You can also find assistance here.
Why credit counseling can make a difference in your monthly budget

2 weeks ago | fox13now.com | Kelly Chapman

SALT LAKE CITY — If you live paycheck to paycheck... You are not alone. A recent payment intelligence report reveals that 65% of respondents say they go through all their money before or right up until their next payday. 35% say this is because of insufficient income. That's followed by 23% who say they have high debt burdens like credit cards, something Chris Makowski, host of "The Watchdog on Wall Street Podcast", says you need to eliminate as soon as possible.
How much money should you be putting away each payday?

2 weeks ago | fox13now.com | Kelly Chapman

SALT LAKE CITY — One question a majority of people ask when they get paid is, "How much money should I save from each paycheck?". According to a Yahoo Finance report experts say 20% of your paycheck should be put away into a savings fund. To put it into perspective, for every $1,000 you earn, the goal is to put 200 of that away. That guideline doesn't mean you have to put the entire amount in a savings account; investing in an employer 401 (k) or Roth IRA account works as well.
How you can save money on local attractions with your family this spring break

3 weeks ago | fox13now.com | Kelly Chapman

SALT LAKE CITY — Some of you and your children are on spring break this week, and there's plenty to do close to home to keep everyone entertained and save money. The Salt Lake Connect Pass offers one-day, two-day, and full-year memberships to 18 northern Utah attractions. There are many cool things, such as the Hogle Zoo, Ashton Gardens, Clark Planetarium, Dreamscapes, Butterfly Biosphere, and the aerial tram at Snowbird.
Why Utah is now regulating earned wage access apps

3 weeks ago | fox13now.com | Kelly Chapman

SALT LAKE CITY — Have you ever wanted access to your paycheck a little earlier than payday? According to the Consumer Finance Protection Bureau, in 2022, more than 7 million workers used so-called "Earned Wage Access Apps" to obtain their paychecks early. This week, Governor Spencer Cox signed the Earned Wage Access Services Act. The bill, according to the chief sponsor of the bill, Representative A. Cory Maloy, stated on his website that the legislation aims to "...
How 'paying yourself' can quickly lead to building savings

4 weeks ago | fox13now.com | Kelly Chapman

SALT LAKE CITY — You work hard for your money, and where your paycheck goes matters. We all have certain monthly financial responsibilities such as rent, mortgage, car payment, utilities, and insurance. We all know we have to pay those obligations, but when you get paid, do you intentionally make yourself a priority? “You have to start thinking about yourself as a vendor, how do you pay yourself.
How to easily set up a budget to keep money in your wallet

1 month ago | fox13now.com | Kelly Chapman

Do you live by a monthly budget? Are you aware of what's coming in and what's going out of your finances on a weekly basis? While most of us have fixed costs, all the "extras" such as eating out, gym or club memberships, and entertainment can add up quickly. If you take an inventory of where your money is going, you may not only be surprised but also see areas where you can cut and save.