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2 months ago | 
aol.com | Mary Van Keuren
Key takeawaysA life insurance policy may be used as collateral to secure a loan. If you die before the loan is repaid, the lender will be repaid from the policy’s death benefit proceeds before beneficiaries can claim it. Leveraging life insurance as loan collateral may limit your ability to borrow against the policy for other reasons. Secured loans are a type of lending that requires collateral.
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Dec 18, 2024 | 
winonadailynews.com | Mary Van Keuren
If you or someone you love and care for experiences a substance use disorder, you are not alone. People may have navigated addiction for decades or experienced these challenges later in life. According to the National Institute on Alcohol Abuse and Alcoholism, 17% of adults over the age of 65 live with substance use disorders.
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Dec 18, 2024 | 
wfmz.com | Mary Van Keuren
Caring.com breaks down assisted living options for people struggling with addiction, including costs, benefits, and what makes a good candidate. Originally published on caring.com, part of the BLOX Digital Content Exchange.
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Oct 8, 2024 | 
bankrate.com | Mary Van Keuren |Natasha Cornelius |Tony Steuer
Written by Edited by Reviewed by How is this page expert verified? At Bankrate, we take the accuracy of our content seriously. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Their reviews hold us accountable for publishing high-quality and trustworthy content.
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Sep 23, 2024 | 
bankrate.com | Mary Van Keuren |Lisa McArdle
No one looks forward to car accidents, but they can happen to the best of drivers. One of the most challenging accidents is the hit-and-run, when one party leaves the scene without exchanging information or checking to see if anyone is injured. A hit-and-run in New Hampshire is illegal, as it is in most places in the U.S. If you have experienced a hit-and-run in New Hampshire, Bankrate created this guide to help you know what you should do and how it may impact your car insurance.
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Sep 17, 2024 | 
aol.com | Mary Van Keuren
September 17, 2024 at 10:08 AMLife insurance is meant to provide financial support for someone who may need it after your passing, and because of this, you can’t purchase a policy on just anyone. You could not, for example, buy a policy on a celebrity or public figure that benefits you if they should die. In fact, you will need to get permission from the person who is insured and be able to prove that their loss will have a negative financial impact on the beneficiary.
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Sep 10, 2024 | 
bankrate.com | Mary Van Keuren |Maggie Kempken
While it’s not technically illegal to drive barefoot in a car, the practice can be unsafe. In some states, drivers may be fined if driving barefoot contributes to an accident. Open-toed shoes like flip-flops are often considered less safe than flat, close-toed shoes when driving. Why is it illegal to drive barefoot? Well, despite what your parents told you when you were a teenager, it’s not. No state in the U.S. has a law that explicitly outlaws driving with your shoes off.
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Sep 5, 2024 | 
bankrate.com | Mary Van Keuren |Amelia Buckley
Spouses and their children often save money by being insured on the same auto insurance policy. Your insurance company may require you to add all household members to your policy, even if they don’t drive your vehicle. Non-household members may not be eligible to be added to your policy unless they regularly drive your vehicle, share vehicle ownership or meet other insurance company requirements.
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Aug 13, 2024 | 
bankrate.com | Mary Van Keuren |Natasha Cornelius |Shannon Martin
Leasing a car is an attractive alternative to car ownership for some drivers, but what about insurance for a leased car? Is it different from other types of car insurance? The answer is that you are likely to need to purchase more robust amounts of insurance for leasing a car than you might if you owned the vehicle outright. Your lessor may have car lease insurance requirements which include optional coverage such as collision and comprehensive to protect their investment in your vehicle.
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Aug 8, 2024 | 
wkyt.com | Mary Van Keuren
Key takeawaysYou should have another policy in effect before canceling your existing coverage to avoid your future car insurance premiums increasing substantially due to a lapse in coverage. If you are recuperating from surgery or embarking on a long vacation, you may want to suspend your car insurance instead of canceling. When you move to a new state, it helps to contact your insurance provider immediately to ensure that your policy aligns with the car insurance laws in your new location.
