-
2 months ago | 
bankrate.com | Holly Johnson |Mariah Ackary |Liz Bingler
Not only can you use cards to earn rewards on your spending, but you can also enjoy consumer protections like extended warranties or purchase protection against damage or theft. And travel credit cards, in particular, offer a range of perks that can make travel more comfortable for both parties in a relationship.
-
2 months ago | 
bankrate.com | Moriah Chace |Liz Bingler |Rebekah Rosado-Evans
The American Express® Gold Card is a popular everyday spending card — and for good reason. Despite an annual fee that’s on the higher side, the Gold Card offers exceptional rewards rates on common purchases, including 4X points on restaurants, U.S. supermarkets and Uber Eats deliveries. Additional perks such as travel rewards, credits and purchase protections further solidify the card as a strong addition to many consumers’ wallets.
-
Jan 6, 2025 | 
bankrate.com | Liz Bingler |Claire Dickey
Flying Blue is the frequent flyer program for Air France, KLM and Transavia. Miles earned through the Flying Blue program can be used to purchase airfare, cabin upgrades, baggage fees, hotel stays and more. Flying Blue airlines are also members of the SkyTeam alliance, which makes Flying Blue miles some of the most useful frequent flyer miles available.
-
Dec 5, 2024 | 
bankrate.com | Jacqueline DeMarco |Liza Carrasquillo |Liz Bingler
Your issuer might have increased your credit limit because you’ve shown responsible credit card usage. Issuers sometimes do this automatically to help with customer retention and to encourage cardholders to spend more. If you don’t want your credit limit increased, simply call your credit card issuer and ask them to revert your limit back to what it was originally. Life is full of surprises — some good and some bad.
-
Nov 26, 2024 | 
bankrate.com | Holly Johnson |Liz Bingler
The American Express® Green Card offers 3X points on a wide range of travel and transit purchases, along with 3X points on restaurants worldwide This card also comes with Pay Over Time, allowing cardholders to carry a balance when they need to (terms apply) Cardholders will also get access to Amex’s Pay It and Plan It features, allowing them to pay off purchases under $100 throughout the month via the Amex app or split up large purchases of $100 or more over time with a fixed monthly fee...
-
Nov 15, 2024 | 
marketwatch.com | Cheri Read |Liz Bingler
Home prices and mortgage rates remain high. In the second quarter of this year, the median U.S. home price for houses sold was $412,300, according to the Federal Reserve Bank of St. Louis. Although mortgage rates were expected to start declining with the Federal Reserve rate cut of 50 basis points in September, the average rates for 30-year mortgages have been increasing in recent weeks.
-
Oct 15, 2024 | 
marketwatch.com | Adam Frankel |Laurie Sepulveda |Liz Bingler
In an effort to tame rapid consumer inflation, the Federal Reserve raised its benchmark interest rate 11 times from 2022 to 2023. Now that inflation is cooling, the Fed has begun to cut rates in an effort to spur the economy and help job creation. At its September 2024 meeting, it cut its benchmark interest rate by half a percentage point — the first rate cut since 2020.
-
Sep 26, 2024 | 
marketwatch.com | Adam Frankel |Liz Bingler
An automated clearing house payment is an efficient way for a financial institution to move money instead of using paper checks. If you’ve ever gotten a Venmo payment or received a direct deposit for a paycheck or tax refund, then you’ve received an ACH payment. In this article, we at the MarketWatch Guides team will explain how these electronic payments work and why they’re increasingly preferred over paper checks and other forms of payment.
-
Sep 20, 2024 | 
marketwatch.com | Christopher Murray |Liz Bingler
Your debit and ATM cards give you direct access to the money in your bank account. However, many banks put limits on how much of your money you can access via ATM withdrawals each day. Banks need to have enough funds available, so customers are given ATM withdrawal limits. We at the MarketWatch Guides team explain how ATM cash withdrawal limits work, including how they’re set and how to manage your limit. We also list some major financial institutions’ ATM withdrawal limits.
-
Sep 19, 2024 | 
marketwatch.com | Adam Frankel |Liz Bingler
With today’s mobile banking and digital deposits, writing a check can seem like a relic. But paper checks are still a widely accepted method of payment in the U.S. There may be situations where you’d want to write a check, such as when you’re purchasing something from a merchant that adds a surcharge if you pay by credit card. Below, we at the MarketWatch Guides team walk you through how to write a check correctly.
