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Nov 8, 2024 | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius |Tony Steuer
The back-to-back devastation of Hurricanes Helene and Milton left homeowners grappling with overwhelming repair costs. Helene alone tore through Florida, the Carolinas and parts of the Southeast, causing up to $47.5 billion in total damage. Yet here’s the harsh reality: an estimated 80 percent of Florida property owners were uninsured against flood damage — meaning countless families now face staggering out-of-pocket costs to rebuild.
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Oct 11, 2024 | 
insnerds.com | Tony Steuer
🤔 Are you taking full advantage of your employee benefits? 🌎 The big picture: Make sure that you are taking full advantageof all of your employee benefits. 🤔 Why it matters: Whether you are an employee or an owner,it’s easy to overlook some of your benefits. It’s important to review them to optimize their value.
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Oct 8, 2024 | 
bankrate.com | Mary Van Keuren |Natasha Cornelius |Tony Steuer
Written by Edited by Reviewed by How is this page expert verified? At Bankrate, we take the accuracy of our content seriously. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Their reviews hold us accountable for publishing high-quality and trustworthy content.
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Sep 28, 2024 | 
insnerds.com | Tony Steuer
🤔 Are you reflecting on your wins? 🌎 The big picture: Take a deep breath and think of all that you accomplished. 🤔 Why it matters: It’s important to take time to reflect on positive progress and challenges overcome, and to celebrate your wins. 💡 Here’s what works: Reflect on your progress with the Get Ready Habits. Goals defined. Educate yourself. Think about how you think. Relevancy to you. Evaluate your options. Assemble the pieces. Detailed focus. Yearly review.
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Sep 13, 2024 | 
insnerds.com | Tony Steuer
Week 37 – Maximize Your Passive Income🤔 Have you maximized your passive income? 🔹 Passive income is a great way to supplement and diversify your income. 🔹 Passive income is income that is generated in the future, from either limited activity or past activity. Basically, it’s income where you are not actively performing tasks. 💡 Review your potential and current passive income streams. There are many potential opportunities, so choose what, if any, work for you.
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Sep 6, 2024 | 
insnerds.com | Tony Steuer
ð¤ Are you taking full advantage of your retirement plans? ð¹ Retirement plans are a key component in your journey to financial independence. ð¹ Retirement plans are used to plan for traditional retirement. ð¹ Retirement accounts, with the exception of Roth IRAs, allow you to make contributions on a tax- free basis up to a certain amount. ð¹ Retirement account values grow on a tax deferred basis. In other words, you donât pay taxes until you take money out a retirement account.
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Sep 3, 2024 | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius |Tony Steuer
Written by Edited by Reviewed by How is this page expert verified? At Bankrate, we take the accuracy of our content seriously. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Their reviews hold us accountable for publishing high-quality and trustworthy content.
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Aug 27, 2024 | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius |Tony Steuer
While there are no easy answers when a loved one dies by suicide, one question you may be unsure of is whether their life insurance policy is still valid. In some cases, yes, beneficiaries can still receive a life insurance payout if the policyholder dies by suicide. However, there are exclusions that may invalidate this type of claim. Bankrate breaks down how life insurance policies work in these instances to help you navigate this difficult time. Does life insurance cover suicide?
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Aug 26, 2024 | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius |Tony Steuer
Written by Edited by Reviewed by How is this page expert verified? At Bankrate, we take the accuracy of our content seriously. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Their reviews hold us accountable for publishing high-quality and trustworthy content.
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Aug 20, 2024 | 
bankrate.com | Ashlyn Brooks |Natasha Cornelius |Tony Steuer
Single premium life insurance provides immediate coverage with one lump sum payment, offering a guaranteed death benefit and faster cash value accumulation. The high upfront cost and modified endowment contract (MEC) classification result in potential tax implications on withdrawals, making it less suitable for those without substantial funds.
