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Sep 3, 2024 | 
wfanet.org | Scott Young
Most marketers claim to have at least a passing awareness of behavioural science. However, their familiarity often begins (and ends) with the concept of “nudging” - or perhaps a handful of heuristics (such as Loss Aversion or Present Bias) that they’ve employed in the past.
This is unfortunate, as it dramatically undersells the scope and depth of the field. It also means some marketers think that they already “know” behavioural science, when they are only scratching the surface.
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Jul 16, 2024 | 
securityboulevard.com | Scott Young
Critical data has migrated to SaaS, and attackers are taking advantage of this new avenue for exploitation-monthly SaaS breaches are up 300% year over year. Due to the critical role SaaS applications play in delivering essential services, every hour of downtime can cost millions. New security policies are needed to address this blindspot.
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Jul 15, 2024 | 
mdpi.com | Mehdi Haghdoost |Scott Young |Alisha K. Holloway |Matthew Roberts
All articles published by MDPI are made immediately available worldwide under an open access license. No special permission is required to reuse all or part of the article published by MDPI, including figures and tables. For articles published under an open access Creative Common CC BY license, any part of the article may be reused without permission provided that the original article is clearly cited. For more information, please refer to https://www.mdpi.com/openaccess.
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May 2, 2024 | 
cuinsight.com | John DeLuccia |Caroline Willard |Mark Axmacher |Scott Young
One of the persistent challenges credit unions face is managing delinquencies effectively across various loan types. Delinquency management and collections strategies are not just about recovering overdue payments but are integral to maintaining the financial health and sustainability of credit unions and members alike. Delinquency—the failure to make timely payments on loans—poses significant risks to credit unions’ portfolios.
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May 2, 2024 | 
cuinsight.com | Caroline Willard |Mark Axmacher |Scott Young |Meridith Elliott Powell
Back in 2001, when I got my first credit union job, one of the first things that contrasted that institution from the now-defunct thrift at which I’d worked in the 90s was the unwavering support for Credit Unions for Kids (CU4Kids), which supports Children’s Miracle Network Hospitals (CMN Hospitals). It was one of many things that validated my choice to be a part of this beautiful movement.
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May 1, 2024 | 
cuinsight.com | Mark Axmacher |Scott Young |Meridith Elliott Powell |Kurt Klassen
Whether due to rapid technological innovations or economic factors, the landscape of auto sales and lending is shifting more rapidly than ever. In times like these, adaptation is crucial for survival — consumer feedback, market dynamics, and more all require a close eye to move forward with confidence.
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May 1, 2024 | 
cuinsight.com | Mark Axmacher |Scott Young |Meridith Elliott Powell |Kurt Klassen
Student loan repayment can be complicated and difficult to navigate. With higher education costs continuing to trend upward, an increasing number of parents/guardians find themselves co-signing their child’s student loans, intertwining their financial futures. Parents need to foster open communication about the responsibilities and implications of handling this significant debt with their children.
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May 1, 2024 | 
cuinsight.com | Diane Franklin |Mark Axmacher |Scott Young
If at first you don’t succeed, reevaluate your culture. Culture is a key component that separates the highest-performing organizations from the also-rans. McKinsey & Co. confirmed the connection between culture and performance in a 2018 study of over 1,000 organizations. Those with top-quartile cultures, as measured by McKinsey’s Organizational Health Index, posted financial returns that were 60% higher than median companies and 200% higher than bottom-quartile firms.
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May 1, 2024 | 
cuinsight.com | Joey Pizzolato |Mark Axmacher |Scott Young |Meridith Elliott Powell
What if banks stopped caring about crafting the perfect customer experience? What if, instead, some banks focused on delivering banking services such as checks, bank accounts or automated clearing house infrastructure through an open application programming interface (API) — and let someone else worry about customer interaction?
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May 1, 2024 | 
cuinsight.com | Nick Coleman |Mark Axmacher |Scott Young |Meridith Elliott Powell
Led by a people-before-profit philosophy, we invest in our members, employees and communities every day. We’re committed to offering you essential financial services and resources that help you achieve your financial dreams. These ^ statements are part of the mission, vision, and values of First Tech Federal Credit Union, headquartered in Portland, Oregon. First Tech serves over 700,000 members throughout all 50 states and 95 countries around the world.
