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2 months ago | 
ffnews.com | Lauren Hinton |Scott Zoldi |Nikhil Behl
Global analytics software leader FICO was awarded new patents by the U.S. Patent and Trademark Office, encompassing technologies in fraud, artificial intelligence, machine learning, decision management and cybersecurity. The new patents showcase FICO’s continuous innovations and leadership in operationalizing AI to deliver tangible results. To date, FICO’s patent portfolio includes over 200 U.S. and international patents.
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2 months ago | 
aijourn.com | Scott Zoldi |Tom Allen
As companies drive to achieve breakthrough results with AI in 2025, operationalization and trust must be attainable imperatives. Scott Zoldi, Chief Analytics Officer at FICO shares his AI and GenAI predictions for the coming year. Companies Will Figure Out That All AI is Not GenAIAs AI’s golden age settles in, companies will get serious about maximizing the business value of further AI investments.
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Jan 16, 2025 | 
fico.com | Scott Zoldi
There’s no doubt about it – 2025 feels like we are entering the golden age of artificial intelligence (AI), as business’ intense investments in AI and generative AI (GenAI) are yielding bona fide gains in productivity and revenue growth. So how do we get the golden goose (the one in Aesop’s fable, not the curiously expensive sneakers) to keep laying eggs of AI gold?
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Dec 2, 2024 | 
informationweek.com | Scott Zoldi
Today the most effective AI-powered fraud models make hyper-personalized decisions at an individualized level, incorporating transaction profiles that capture a customer’s unique transaction history to understand and anticipate future transactions. Imagine this: You’ve scored the world’s most popular concert tickets online, despite fierce competition from millions of other fans.
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Nov 28, 2024 | 
portalerp.com.co | Scott Zoldi
La adopción masiva y los volúmenes crecientes de la IA generada digitalmente están generando nuevos desafíos para las empresas y los gobiernos.
Scott Zoldi, Director de Analítica (CAO) de FICO. Foto: FICO. Portal ERP Colombia.
El uso de la IA ha aumentado drásticamente para informar y definir estrategias y servicios en una multitud de industrias, desde salud hasta comercio minorista, e incluso ha desempeñado un papel significativo en la lucha contra el COVID-19.
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Nov 21, 2024 | 
fico.com | Scott Zoldi
I predict that in 2025, companies will return to responsible operationalization of AI and GenAI to improve their business. Responsible AI Will Be RevisitedIf you follow me on LinkedIn, you know that Responsible AI is a big topic for me. I first predicted the rise of Explainable AI, a key component of Responsible AI, in 2017. The excitement around ChatGPT the past couple of years has moved responsible use of AI down on corporate priority lists.
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Nov 12, 2024 | 
fico.com | Scott Zoldi
Today, artificial intelligence (AI) technology underpins decisions that profoundly affect everyone. This brings great opportunities but also creates risks. That has given greater focus to the practice of Responsible AI. Responsible AI ensures that AI systems and machine learning (ML) models are robust, explainable, ethical and auditable.
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Oct 17, 2024 | 
forbes.com | Scott Zoldi
Scott Zoldi, Chief Analytics Officer, FICO. I can’t think of any technology in my professional lifetime that’s been as hyped—or as dissed—as generative artificial intelligence (GenAI). As a data scientist who strongly believes in deploying all AI responsibly, I’ve been thinking hard about how to replicate the key benefits of Responsible AI (AI that is ethical, explainable, robust and auditable) to benefit its generative cousin.
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Jul 12, 2024 | 
finextra.com | Harriet Christie |Erica Andersen |Barley Laing |Scott Zoldi
Vision Transformers, or ViTs, are a groundbreaking learning model designed for tasks in computer vision, particularly image recognition.
Unlike CNNs, which use convolutions for image processing, ViTs employ a transformer architecture inspired by its success in natural language processing (NLP) applications.
ViTs convert image data into sequences, similar to how transformers handle text, and use self-attention mechanisms to capture relationships within images.
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Jul 12, 2024 | 
finextra.com | Harriet Christie |Erica Andersen |Barley Laing |Scott Zoldi
Have you ever thought about a computer program that can analyze your medical scans and detect a serious health issue even before your doctor can? Or imagine a future where AI customizes treatment plans based on your unique genetic profile, greatly increasing
your chances of recovery. This isn't a scene from a science fiction movie; it's the reality that AI is bringing to healthcare today.
Artificial intelligence is rapidly transforming the medical industry, and its impact is remarkable.
