Kim Porter
Writer and Editor at Freelance
Freelance personal finance writer / See my work at https://t.co/CbRonD6tml 🏃🏼♀️☕️🐶📝
Articles
-
1 week ago |
money.usnews.com | Kim Porter |Whitney Blair Wyckoff |Gina Freeman
Key Takeaways Home construction loans are generally tougher to qualify for than traditional mortgages. These loans typically require a 20% down payment and a strong credit score. They also have higher interest rates than mortgages. With a home construction loan, the lender must vet the builder as well. If you've been house hunting and can't find the perfect home, you may decide to have one built for you. However, financing a home that doesn't yet exist is different and a bit more complicated.
-
3 weeks ago |
moneywise.com | Kim Porter
1. Refinance to a lower mortgage rate Though millions of Americans have indeed refinanced their home loans this year to take advantage of historically low mortgage rates, many others are still missing out. At current rates, an estimated 18 million homeowners still have an opportunity to refinance their loans and cut their monthly costs by an average $287, according to the mortgage data firm Black Knight.
-
3 weeks ago |
money.usnews.com | Kim Porter |Gina Freeman
National Average Mortgage RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016.
-
4 weeks ago |
money.usnews.com | Kim Porter |Ali Cybulski |Erika Giovanetti
What Are Peer-to-Peer Loans? A peer-to-peer loan is usually an unsecured personal loan funded by institutional investors and obtained through an online platform. P2P lenders may work with consumers or small businesses. Some well-known marketplaces include Prosper and Funding Circle. Like traditional lenders, P2P lenders may consider factors such as your debt-to-income ratio and credit score for loan approval.
-
Mar 9, 2025 |
insurify.com | Kim Porter
Standard homeowners insurance doesn’t cover earthquake damage. You’ll need earthquake insurance to protect your home and belongings in the event of an earthquake.
Try JournoFinder For Free
Search and contact over 1M+ journalist profiles, browse 100M+ articles, and unlock powerful PR tools.
Start Your 7-Day Free Trial →X (formerly Twitter)
- Followers
- 665
- Tweets
- 715
- DMs Open
- Yes
*Looking for sources!* Are you a business owner who has borrowed from OnDeck Capital or National Funding? I'd like to ask you a few questions and include your insight in reviews for these lenders. Both articles will appear on CNN Underscored.
The 2024 NAR settlement is bringing major changes to the homebuying process. In my latest article for US News & World Report, I explain how the settlement affects VA loan borrowers. https://t.co/rsoVZwt83G
What would you do if you won the lottery? I'd be smart about using my windfall, but you can be sure I'd splurge on a thing or two. Here's my latest for USA Today. https://t.co/6gSpSNoxWq
