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1 month ago | 
moneymarketing.co.uk | Andy Curran |Kimberley Dondo |Matthew Connell |Chris Budd
There is no doubt that we are more aware of pensions and long-term savings than we were a decade or so ago. Unfortunately, I am not sure that we are making them easier to understand. Successive governments have increased participation in pension savings with auto-enrolment (AE). They have demanded greater decision-making with Pensions Freedoms. The press has continued to shine a light on pensions, and social media has created its own commentators and pensions-related content.
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2 months ago | 
dailybusinessgroup.co.uk | Terry Murden |Andy Curran
Andy Curran, chief executive of Phoenix-owned Standard Life, is retiring in the summer as the provider changes its leadership structure. Mr Curran has been in the role for five years and helped the business hit its £1.5bn new business long-term cash target two years ahead of schedule in 2023. His departure will coincide with Standard Life moving to a flatter leadership structure, which will see the retirement solutions and asset management divisions merge to create one business unit.
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Nov 12, 2024 | 
moneymarketing.co.uk | Andy Curran |Phil Bray |Caitlin Jordan
By any measure, the recent Budget felt like a major political set piece and one which may define much of this parliament. The lead up to it was characterised by division and adversarial politics and, at this point, I think it is helpful to take a step back and look at the positive impact cross-party agreement has had in the past and look forward to how we can work with new policy challenges to deliver for our clients.
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Aug 28, 2024 | 
moneymarketing.co.uk | Andy Curran
There are always two parts to an election: ideas and rhetoric, and then detail and delivery. The first part sets an outcome, the second sets a route-map to get there. To me, both are important. Being able to describe what we intend to do is just as important as setting out how to achieve the goal.
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Jul 11, 2024 | 
archive.is | Andrew Marr |Chris Stone |Andy Curran
A big win changes the facts. So, what is our new reality? As the Keir Starmer ascendancy boots up its laptops, what style of national leadership is coming? These first days in power have felt, already, distinctively different. There is an atmosphere, a mood, a “something” with a sharp, clear smell that is hard to describe. The shock of the new is embedded in Starmer’s unflorid warnings of “tough decisions”, “raw honesty” and being “restless for change”.
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Jun 21, 2024 | 
newstatesman.com | Andy Curran
Since its introduction just over a decade ago, automatic enrolment has undoubtedly transformed retirement savings in the UK, allowing millions of workers to effortlessly save for their future. Seventy-nine per cent of employees – 22.6 million people – now contribute to a workplace pension, an increase from 47 per cent prior to auto enrolment’s inception in 2012. That is a significant achievement. However, a growing body of research shows many people are not saving enough for retirement.
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Jun 19, 2024 | 
spectator.co.uk | Andy Curran
Text size Line Spacing Comments Share Share Advertising feature from Phoenix Urgent action is required to address pensions adequacy Linkedin Messenger Email Since its introduction just over a decade ago, automatic enrolment has undoubtedly transformed retirement savings in the UK, allowing millions of workers to effortlessly save for their future. Some 22.6 million people now contribute to a workplace pension, an increase of 47 per cent before auto enrolment’s inception in 2012. That is a...
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Jun 3, 2024 | 
moneymarketing.co.uk | Andy Curran |Momodou Musa Touray |Salome Asabre
Hoxton Capital Management has appointed Financial Planner Life founder Sam Oakes to the newly-created role of head of creative. Oakes will launch an internal podcast, which will “bring to life” Hoxton Capital by educating new and old clients about various aspects of financial planning. Clients can access the podcast via Hoxton Capital’s app, which the business built in-house. It will also be available in video format via YouTube.
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May 31, 2024 | 
moneymarketing.co.uk | Momodou Musa Touray |Andy Curran
Good morning and welcome to your Morning Briefing for Friday 31 May 2024. To get this in your inbox every morning click here. CMA launches probe into Nationwide-Virgin Money dealThe Competition and Markets Authority (CMA) has launched an investigation into Nationwide Building Society’s £2.9bn all-cash deal to buy Virgin Money. The CMA said it is investigating whether the deal could result in a “substantial lessening of competition” in the UK.
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May 24, 2024 | 
moneymarketing.co.uk | Neil MacLeod |Emmelia Powell |Andy Curran
Loan trusts are one of the most flexible trusts when it comes to inheritance tax (IHT) planning. The settlor can retain access to their capital while allowing investment growth to build up outside their estate for intended beneficiaries. Loan trusts can be useful for those reluctant to make significant gifts of capital, but also for large estates looking to cap or slow down the rate at which their estate value is increasing.
