Chris Budd

1 month ago | moneymarketing.co.uk | Tom Browne |Chris Budd |Michelle Hoskin

Bowmore Wealth Group has appointed former M&G chief investment officer Jack Daniels as its new chairman. Daniels, who was a member of M&G plc’s Executive Committee, brings extensive industry experience to the role, having spent 18 years in various positions at Prudential plc before M&G’s demerger from the group. Joining him at Bowmore is Roger Ganpatsingh, who has been appointed as a non-executive director.

1 month ago | moneymarketing.co.uk | Dan Cooper |Chris Budd

Last weekend marked the 115th anniversary of International Women’s Day (IWD) – a day on which the achievements of women across the globe are highlighted and recognised. The world has come a long way over the past century and a bit, and much has changed for the better. However, there’s still a hell of a long way to go. International Women’s Day is an important milestone, but change will only happen if we carry that momentum into the rest of the year and beyond.

1 month ago | moneymarketing.co.uk | Chris Budd |Dan Cooper |Kimberley Dondo

What is financial planning for? One answer is to help clients to achieve their objectives. But what objectives? If you create a financial plan which aims to enable a client to buy a bigger house that they don’t need, and which requires the client to work longer hours and not see their children during the week, is this a ‘good’ financial plan? Financial wellbeing means helping clients to identify objectives which will make them happier, not just wealthier.

1 month ago | moneymarketing.co.uk | Tom Browne |Matthew Connell |Chris Budd

Any anniversary is about looking back (not always in anger). So, if I may be permitted some personal reminiscences, the period from 1995 to 1997 was a pretty special time for me. As I’ve written before, that post-Cold War/pre-9.11 world feels, in retrospect, like a time of hope and change – particularly if you came of age during that period. I turned 17 in 1995 and voted in my first election in 1997 (I won’t say who for, but it wasn’t out of step with the national mood).

1 month ago | moneymarketing.co.uk | Andy Curran |Kimberley Dondo |Matthew Connell |Chris Budd

There is no doubt that we are more aware of pensions and long-term savings than we were a decade or so ago. Unfortunately, I am not sure that we are making them easier to understand. Successive governments have increased participation in pension savings with auto-enrolment (AE). They have demanded greater decision-making with Pensions Freedoms. The press has continued to shine a light on pensions, and social media has created its own commentators and pensions-related content.