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Jan 14, 2025 | 
cuinsight.com | Caroline Willard |Jim Nussle |Anthony Hernandez |Greg Mesack
Kicking off a new year always fills me with hope and renewed energy. That’s especially true this year, as our movement steels itself for skirmishes big and small. Given all the legislative and regulatory challenges that credit unions are facing, we need to be vigilant not to allow fragmentation or infighting to creep in. The solution lies in reinforcing and leveraging the unified advocacy machine that has been meticulously built over decades.
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Dec 16, 2024 | 
cuinsight.com | Anthony Hernandez
Recent discussions to fold or eliminate key financial regulators, as reported by the Wall Street Journal, raise profound concerns about the future financial stability and well-being of America’s consumers. Merging the National Credit Union Administration (NCUA) into broader regulatory frameworks recklessly undermines the unique role credit unions have long served in our Nation’s economy.
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Dec 11, 2024 | 
cuinsight.com | Mollie Bell |Bo McDonald |Anthony Hernandez |Christie Smith
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Dec 1, 2024 | 
cutoday.info | Anthony Hernandez
By Anthony Hernandez“You’re gonna need a bigger boat!” This movie quote was made famous by the fictional character Chief Martin Brody (Roy Scheider) in the 1975 movie, “Jaws.” After seeing that the man-eating shark they are hunting is much larger than originally expected, Chief Brody unemotionally delivers this famous quote to the professional shark hunter “Quint” (Robert Shaw). It is also the first time the movie audience sees the enormous shark, which makes the quote’s delivery more effective.
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Sep 24, 2024 | 
cuinsight.com | Anthony Hernandez
Advocacy is the heart and soul of a trade association’s (or league’s) core mission. It’s not a luxury in addition to all the other reasons people join a trade association. In fact, advocacy is THE REASON why credit unions pay dues each year. If this resonates, then you’re on the right track. As an industry, there are several non-negotiable imperatives in designing a particular advocacy strategy in support of credit unions. Here are three primary objectives:Protect the industry’s tax exemption.
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Sep 19, 2024 | 
cuinsight.com | Anthony Hernandez |DCUC Insights
First and foremost, I want to thank each of you for your steadfast commitment to delivering the finest financial products and services to our Nation’s service members, veterans, and their families. Your dedication is why the Defense Credit Union Council (DCUC) takes great honor in representing you. Your unwavering focus to Serving Those Who Serve Our Country ensures the credit union philosophy of people helping people remains a distinctive force within the financial industry.
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Jul 12, 2024 | 
cuinsight.com | Anthony Hernandez
Independence Day is always a good time to celebrate our nation’s many freedoms, values, and traditions. Of course, this holiday carries great historical relevance with respect to the Declaration of Independence. However, it is the Constitution of the United States which was ratified over 235 years ago that provides greater cause for celebration. There is no national holiday to celebrate our Constitution.
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Jul 3, 2024 | 
cuinsight.com | Anthony Hernandez
In the coming months, many of you will be attending your respective strategic planning conferences to discuss and shape your organization’s objectives for the year ahead. This crucial meeting is especially important given the evolving business and economic landscape, where last year’s strategies may no longer suffice. Plus, we have a Presidential election this fall, which always introduces a bit of disruption.
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Jun 24, 2024 | 
cuinsight.com | Anthony Hernandez
Safe, accessible credit is essential when consumers face a necessity but find it challenging to afford. Including medical debt in credit reports unfairly penalizes consumers already burdened by medical expenses or grappling with inaccurate billing. The consequences can be severe, especially for young military families planning for their financial futures. The Consumer Financial Protection Bureau (CFPB) recently proposed new regulations to remove medical debt from Americans’ credit reports.
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May 31, 2024 | 
cuinsight.com | Anthony Hernandez
Teams rarely succeed without a clear vision and hard work. Yet, I firmly believe leaders aiming for success also need to establish credibility, build momentum, and create a bit of luck. I saw this play out during my 25-year Air Force career and see the same dynamic as a leader within the credit union industry and at the Defense Credit Union Council (DCUC). While in uniform, many highlights had a profound effect on my leadership philosophy.
