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3 days ago | 
money.usnews.com | Coryanne Hicks |Melanie Pincus |Ray Frager
National Average Mortgage RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016.
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4 weeks ago | 
money.usnews.com | Melanie Pincus |Emily Roth |Ray Frager
Getty ImagesBusiness credit cards can help keep your business expenses separate from your personal expenses. Key Takeaways If you want to keep your personal and business finances separate, having a business credit card can help. Business credit cards almost always come with rewards and perks that target business owners. Compared with a business card, personal credit cards may have lower credit limits but longer 0% APR offers.
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1 month ago | 
money.usnews.com | Casey Bond |Melanie Pincus |Erika Giovanetti
Lender Learn More New American Funding 4.7 NMLS #6606 Max LTV for HELOCs Undisclosed See Offers Lender View Disclosure Learn More Farmers Bank of Kansas City 4.7 NMLS #613839 Max LTV for HELOCs 100% See Offers Lender View Disclosure Learn More First Horizon Bank 4.6 NMLS #472329 Max LTV for HELOCs Not disclosed See Offers Lender Learn More AmeriSave 4.5 NMLS #1168 Max LTV for HELOCs up to 90% See Offers Lender Learn More PNC Bank 4.7 NMLS #6292 Max LTV for HELOCs 90% See Offers Lender Learn...
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2 months ago | 
money.usnews.com | Melanie Pincus |Ray Frager |Emily Roth
Personal Loan Rating4.3Affordability 4.7 out of 5Customer Service 4.4 out of 5Eligibility 3.9 out of 5 People who are Navy Federal Credit Union members People who need funding on the low or high end of the personal lending spectrum People who need funding as they start their military careersMembers of Navy Federal Credit Union who are at least 18 years old could be eligible for a personal loan.
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2 months ago | 
money.usnews.com | Melanie Pincus |Ray Frager |Emily Roth
Before paying a utility bill with a credit card, consider any fees and potential credit card interest charges. Consumers struggling to pay utility bills should get in touch with their utility companies. Consumers looking to earn credit card rewards from their utility payments should be sure the rewards outweigh any fees and interest. When you pay an electricity bill with a credit card, your utility company could charge a small convenience fee.
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Jan 24, 2025 | 
money.usnews.com | Melanie Pincus |Ray Frager |Emily Roth
Key Takeaways The Mesa Homeowners card provides one Mesa point per dollar on mortgage payments. No matter how appealing this card may seem, consumers should still think carefully about their financial goals before opening a new credit card. The new card is only available through a waitlist but should be widely accessible soon. A fairly new fintech has partnered with a small-business-focused bank to create a credit card product that offers rewards points when you pay your mortgage.
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Jan 21, 2025 | 
money.usnews.com | Melanie Pincus |Ray Frager |Emily Hayes
Key Takeaways Credit card issuers can work with their customers to accommodate financial hardship. Assistance may include waiving fees and delaying payment. Other forms of financial relief may also be available. Contending with the fallout of the Los Angeles wildfires can create financial strain. Affected individuals and families might struggle to keep up with credit card bills and meet other financial obligations.
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Nov 18, 2024 | 
cnn.com | Jon Nickel-D'Andrea |Melanie Pincus |Jasmin Baron
Money Credit Cards By Jon Nickel-D'Andrea Melanie Pincus Jasmin Baron, CNN Underscored Money Published 1:26 PM EDT, Mon November 18, 2024 Link Copied! gradyreese/iStock I’ve got both the Citi Strata Premier℠ Card * The information for the Citi Strata Premier℠ Card has been collected independently by CNN Underscored. The card details on this page have not been reviewed or provided by the card issuer. and Chase Sapphire Preferred® Card in my wallet, and I find that each of them serves a...
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Nov 12, 2024 | 
cnn.com | Ethan Steinberg |Jasmin Baron |Melanie Pincus
Money Credit Cards By Ethan Steinberg Jasmin Baron Melanie Pincus, CNN Underscored Money Published 2:03 PM EDT, Tue November 12, 2024 Link Copied! skynesher/iStock The top rewards credit cards can be lucrative in the right situations, helping you earn cash back or travel rewards on purchases you make. Figuring out which card will be the most rewarding for your specific situation involves looking at your spending habits in the context of the card’s offerings. We receive compensation from our...
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Nov 6, 2024 | 
cnn.com | Ben Nickel-D'Andrea |Melanie Pincus |Jasmin Baron
Money Credit Cards By Ben Nickel-D'Andrea Melanie Pincus Jasmin Baron, CNN Underscored Money Published 12:50 PM EDT, Thu November 7, 2024 Link Copied! Rowan Jordan/iStock Two travel cards are vying for a place in your wallet. The matchup: Chase Sapphire Preferred vs. Amex Platinum — two of our best travel cards and best credit cards overall. The Chase Sapphire Preferred® Card will likely reign supreme if you’re looking for easy points earning, strong travel protections and a reasonable annual...
