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1 month ago | 
money.usnews.com | Jennifer Calonia |Ray Frager |Emily Hayes
Saving up for a down payment is not the only preparation required for purchasing a home. Improving your credit score, paying down existing debt and avoiding any big financial shifts are among the action steps you'll need to take. You might also begin researching loan types and reputable lenders. Getting to a point where you feel emotionally and mentally ready to buy a house can be a journey on its own. But your work doesn't stop there.
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Jan 15, 2025 | 
bankrate.com | Kacie Goff |Varo Money |Jennifer Calonia |Troy Segal
Applying for a home equity financing is similar to applying for a mortgage. You may wonder, then, do home equity loans have closing costs? And how about HELOCs? While the average home equity loan closing costs can be comparable to primary mortgages — a range of 2–5 percent of the total loan — they’re often much less, amounting to around 1 percent. That’s partly because you’re borrowing a smaller amount (usually) and partly because some of the costs are cheaper or don’t exist.
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Jan 14, 2025 | 
sofi.com | Jennifer Calonia
By Jennifer Calonia. February 01, 2023 · 6 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. Borrowing money to pay for goods and services, with the expectation to repay it, is considered purchasing on credit, and responsibly repaying that debt helps build your credit. However, your cable bill doesn’t quite affect your credit the same way.
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Jan 8, 2025 | 
sofi.com | Jennifer Calonia
By Jennifer Calonia. January 08, 2025 · 7 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. Becoming an electrician can lead to a fulfilling, rewarding, and high-paying career. However, electrician school costs up to $20,000, depending on the program. Paying tuition costs up front may not be possible.
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Dec 10, 2024 | 
autos.yahoo.com | Jennifer Calonia
Buying a house with cash isn’t realistic for many, especially first-time home buyers. But if you’re selling your home and buying another one simultaneously, offering all cash may be an option. High home prices have made buying a house with cash more feasible for existing homeowners, thanks to soaring home equity. In January 2024, 32% of home buyers paid for a house in cash instead of through mortgage loan financing, according to the National Association of Realtors® (NAR).
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Dec 2, 2024 | 
sofi.com | Jennifer Calonia
By Jennifer Calonia. December 02, 2024 · 8 minute read THIS ARTICLE MAY INCLUDE INFORMATION ABOUT PRODUCTS, FEATURES AND/OR SERVICES THAT SOFI DOES NOT PROVIDE. SOFI LEARN STRIVES TO BE AN EDUCATIONAL RESOURCE AS YOU NAVIGATE YOUR FINANCIAL JOURNEY. WE DEVELOP CONTENT THAT COVERS A VARIETY OF FINANCIAL TOPICS WITH THE AIM TO BREAK DOWN COMPLICATED CONCEPTS, KEEP YOU INFORMED ON THE LATEST TRENDS, AND CLUED-IN ON THE STUFF YOU CAN USE TO HELP GET YOUR MONEY RIGHT.
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Nov 27, 2024 | 
sofi.com | Jennifer Calonia
By Jennifer Calonia. November 27, 2024 · 10 minute read THIS ARTICLE MAY INCLUDE INFORMATION ABOUT PRODUCTS, FEATURES AND/OR SERVICES THAT SOFI DOES NOT PROVIDE. SOFI LEARN STRIVES TO BE AN EDUCATIONAL RESOURCE AS YOU NAVIGATE YOUR FINANCIAL JOURNEY. WE DEVELOP CONTENT THAT COVERS A VARIETY OF FINANCIAL TOPICS WITH THE AIM TO BREAK DOWN COMPLICATED CONCEPTS, KEEP YOU INFORMED ON THE LATEST TRENDS, AND CLUED-IN ON THE STUFF YOU CAN USE TO HELP GET YOUR MONEY RIGHT.
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Nov 26, 2024 | 
sofi.com | Jennifer Calonia
If you are a U.S. citizen but your parents are undocumented, you might wonder if their immigration status prevents you from submitting a Free Application for Federal Student Aid (FAFSA) form. The good news is that your parents’ immigration status does not impact your ability to submit a FAFSA or your eligibility for federal student aid. In fact, if you meet certain FAFSA requirements, you may qualify for college financial aid, despite having undocumented parents.
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Nov 19, 2024 | 
sofi.com | Jennifer Calonia
By Jennifer Calonia. November 19, 2024 · 7 minute read THIS ARTICLE MAY INCLUDE INFORMATION ABOUT PRODUCTS, FEATURES AND/OR SERVICES THAT SOFI DOES NOT PROVIDE. SOFI LEARN STRIVES TO BE AN EDUCATIONAL RESOURCE AS YOU NAVIGATE YOUR FINANCIAL JOURNEY. WE DEVELOP CONTENT THAT COVERS A VARIETY OF FINANCIAL TOPICS WITH THE AIM TO BREAK DOWN COMPLICATED CONCEPTS, KEEP YOU INFORMED ON THE LATEST TRENDS, AND CLUED-IN ON THE STUFF YOU CAN USE TO HELP GET YOUR MONEY RIGHT.
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Nov 19, 2024 | 
grammarly.com | Businesses Individuals |Jennifer Calonia
Taking a well-earned vacation from work is meant to allow employees to decompress from the stress of their jobs and return recharged. However, some workers experience a common phenomenon called post-holiday blues, or post-vacation depression, after taking paid time off (PTO). Although post-vacation depression isn’t a clinical disorder, feeling stressed and overwhelmed when going back to work after vacation is a sentiment that professionals widely experience.
