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4 weeks ago | 
money.usnews.com | Kim Porter |Ali Cybulski |Erika Giovanetti
What Are Peer-to-Peer Loans? A peer-to-peer loan is usually an unsecured personal loan funded by institutional investors and obtained through an online platform. P2P lenders may work with consumers or small businesses. Some well-known marketplaces include Prosper and Funding Circle. Like traditional lenders, P2P lenders may consider factors such as your debt-to-income ratio and credit score for loan approval.
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2 months ago | 
money.usnews.com | Jessica Merritt |Ali Cybulski
Lender View DisclosureLearn More Sparrow Student Loans4.6Fixed APR 2.71% to 17.99% with autopayVariable APR 4.71% to 15.97% with autopayMax. Loan Amount Min. Credit Score No minimum Apply Now Lender View DisclosureLearn More Credible4.7Fixed APR 3.39% - 17.99% (with autopay)*Variable APR 4.13% - 17.99% (with autopay)*Max. Loan Amount Min.
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2 months ago | 
money.usnews.com | Ben Luthi |Erika Giovanetti |Ali Cybulski
Best Student Loans for Graduate School Lender View DisclosureLearn More Sallie Mae 4.6Fixed APR 3.49% to 15.49% with autopayVariable APR 4.54% to 14.71% with autopayMax. Loan Amount No maximumMin. Credit Score Mid 600s Apply Now Lender View DisclosureLearn More College Ave4.7Fixed APR 3.35% to 17.99% with autopayVariable APR 4.44% to 17.99% with autopayMax. Loan Amount Not disclosedMin.
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Feb 5, 2025 | 
money.usnews.com | Kim Porter |Whitney Blair Wyckoff |Ali Cybulski
Lender View DisclosureLearn More Earnest4.8Fixed APR 3.47% to 16.49% with autopayVariable APR 4.99% to 16.85% with autopayMax. Loan Amount Not disclosedMin. Credit Score 650 Apply Now Lender View DisclosureLearn More College Ave4.7Fixed APR 3.47% to 17.99% with autopayVariable APR 4.54% to 17.99% with autopayMax. Loan Amount Not disclosedMin.
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Feb 5, 2025 | 
money.usnews.com | Ben Luthi |Erika Giovanetti |Ali Cybulski
Lender View DisclosureLearn More Earnest4.8Fixed APR 3.47% to 16.49% with autopayVariable APR 4.99% to 16.85% with autopayMax. Loan Amount Not disclosedMin. Credit Score 650 Apply Now Lender View DisclosureLearn More College Ave4.7Fixed APR 3.47% to 17.99% with autopayVariable APR 4.54% to 17.99% with autopayMax. Loan Amount Not disclosedMin.
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Apr 30, 2024 | 
cnn.com | Nicole Spector |Ali Cybulski |Adam Mcfadden
Money Banking / Checking By Nicole Spector Ali Cybulski Adam McFadden, CNN Underscored Money Updated 12:28 PM EDT, Tue April 30, 2024 Keeping our money in banks has become a way of life for most of us. According to a 2021 survey by the Federal Deposit Insurance Corp. (FDIC), only 4.5% of US households were “unbanked,” meaning that no one in the home had a checking or savings account. America has no shortage of banks, and because creating a competitive edge is key, many banks use bonuses and...
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Apr 4, 2024 | 
cnn.com | Lisa Bernardi |Ali Cybulski |Adam Mcfadden
Money Banking / Checking By Lisa Bernardi Ali Cybulski Adam McFadden, CNN Underscored Money Updated 8:37 AM EDT, Thu April 4, 2024 If you’re searching for a place to stash your money that allows the flexibility of full banking functionality plus a strong annual percentage yield (APY), a high-yield checking account might make sense. The best accounts combine an APY that rivals savings accounts with minimal fees. Here are our picks for the best high-yield checking accounts, what you need to...
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Feb 23, 2024 | 
usnews.com | Chris Kissell |Whitney Blair Wyckoff |Ali Cybulski
Best for product availabilitySallie Mae 4.5U.S. News RatingMinimum FICO Credit ScoreMid 600sVariable APR6.37% to 16.70% with ... Show MoreFixed APR4.50% to 15.49% with ... Show MoreCheck RatesFrom Our PartnerMore DetailsWhy We Picked ThisSallie Mae is a publicly traded consumer bank that offers private student loans to pay for undergraduate, graduate and professional degrees, among other educational needs.
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Feb 6, 2024 | 
money.usnews.com | Jennifer Calonia |Erika Giovanetti |Ali Cybulski
Best for loans of up to $100,000SoFi4.6U.S. News RatingAPR8.99% to 29.99%Minimum FICO Credit Score680Loan Amount$5,000 to $100,000Check RatesFrom Our PartnerMore DetailsWhy We Picked ThisSoFi, short for Social Finance, offers personal loans of up to $100,000 with terms between two and seven years. The lender was founded in 2011 and offers personal loans with no origination fees in exchange for higher interest rates.
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Feb 6, 2024 | 
money.usnews.com | Kim Porter |Erika Giovanetti |Ali Cybulski
Best for loans of up to $100,000SoFi4.6U.S. News RatingAPR8.99% to 29.99%Minimum FICO Credit Score680Loan Amount$5,000 to $100,000Check RatesFrom Our PartnerMore DetailsWhy We Picked ThisSoFi, short for Social Finance, offers personal loans of up to $100,000 with terms between two and seven years. The lender was founded in 2011 and offers personal loans with no origination fees in exchange for higher interest rates.
