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Ali Cybulski

Washington, D.C., United States

Editor, Advice Products at U.S. News and World Report

Articles

  • 1 week ago | money.usnews.com | Kim Porter |Ali Cybulski |Erika Giovanetti

    What Are Peer-to-Peer Loans? A peer-to-peer loan is usually an unsecured personal loan funded by institutional investors and obtained through an online platform. P2P lenders may work with consumers or small businesses. Some well-known marketplaces include Prosper and Funding Circle. Like traditional lenders, P2P lenders may consider factors such as your debt-to-income ratio and credit score for loan approval.

  • 1 month ago | money.usnews.com | Jessica Merritt |Ali Cybulski

    Lender View DisclosureLearn More Sparrow Student Loans4.6Fixed APR 2.71% to 17.99% with autopayVariable APR 4.71% to 15.97% with autopayMax. Loan Amount Min. Credit Score No minimum Apply Now Lender View DisclosureLearn More Credible4.7Fixed APR 3.39% - 17.99% (with autopay)*Variable APR 4.13% - 17.99% (with autopay)*Max. Loan Amount Min.

  • 1 month ago | money.usnews.com | Ben Luthi |Erika Giovanetti |Ali Cybulski

    Best Student Loans for Graduate School Lender View DisclosureLearn More Sallie Mae 4.6Fixed APR 3.49% to 15.49% with autopayVariable APR 4.54% to 14.71% with autopayMax. Loan Amount No maximumMin. Credit Score Mid 600s Apply Now Lender View DisclosureLearn More College Ave4.7Fixed APR 3.35% to 17.99% with autopayVariable APR 4.44% to 17.99% with autopayMax. Loan Amount Not disclosedMin.

  • Feb 5, 2025 | money.usnews.com | Kim Porter |Whitney Blair Wyckoff |Ali Cybulski

    Lender View DisclosureLearn More Earnest4.8Fixed APR 3.47% to 16.49% with autopayVariable APR 4.99% to 16.85% with autopayMax. Loan Amount Not disclosedMin. Credit Score 650 Apply Now Lender View DisclosureLearn More College Ave4.7Fixed APR 3.47% to 17.99% with autopayVariable APR 4.54% to 17.99% with autopayMax. Loan Amount Not disclosedMin.

  • Feb 5, 2025 | money.usnews.com | Ben Luthi |Erika Giovanetti |Ali Cybulski

    Lender View DisclosureLearn More Earnest4.8Fixed APR 3.47% to 16.49% with autopayVariable APR 4.99% to 16.85% with autopayMax. Loan Amount Not disclosedMin. Credit Score 650 Apply Now Lender View DisclosureLearn More College Ave4.7Fixed APR 3.47% to 17.99% with autopayVariable APR 4.54% to 17.99% with autopayMax. Loan Amount Not disclosedMin.