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Dec 9, 2024 | 
cuinsight.com | Randy Ralston |Lou Grilli |John Dearing
The financial world is undergoing a profound transformation, and credit unions, long valued for their community focus and member-centric approach, must adapt to remain relevant. As the integration of decentralized finance (DeFi) into the broader financial ecosystem accelerates, the need for credit unions to offer cryptocurrency custody solutions has never been clearer.
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Oct 3, 2023 | 
cuinsight.com | Brenton Peck |Randall Smith |Lou Grilli |Nicolle Hood
People often fake it. We fake our physical ailments, we fake our emotional stability, and we fake our level of happiness. We nod along when asked. We put a smile on our face even if it doesn’t reflect what we’re feeling inside. We try to will ourselves into a better state of mind. It’s human nature – we constantly seek hits of and often believe more attainment, pleasure, or money will lead us to be happy. Does it work?
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Oct 2, 2023 | 
cuinsight.com | Mike Prior |Randall Smith |Lou Grilli
This is the third in a three-part series to help prioritize issues facing credit union leaders, offering actionable tips to help grow your Wealth Management department. In today’s digital age, there’s never been a better time to expand your reach and promote your wealth management services to a broader audience.
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Oct 2, 2023 | 
cuinsight.com | Randall Smith |Lou Grilli |Nicolle Hood |Gigi Hyland
The African-American Credit Union Coalition (AACUC) will induct five credit union leaders into its African American Credit Union Hall of Fame during its Hall of Fame Induction Ceremony during the Governmental Affairs Conference in Washington, D.C. on March 5, 2024 at the National Museum for African American History and Culture.
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Oct 2, 2023 | 
cuinsight.com | Rachel Miller |Randall Smith |Lou Grilli |Nicolle Hood
As member-focused financial cooperatives, credit unions have long been critical support systems in the communities they serve. Beyond traditional financial services, they provide education, guidance and often act as referral services to other community-based organizations. But in today’s digital economy, the parameters of “community” have evolved. But should Australian members’ money go towards supporting Ecuadorian entrepreneurs? According to Ciaccio, the answer’s a resounding yes.
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Oct 2, 2023 | 
cuinsight.com | Randall Smith |Lou Grilli |Nicolle Hood |Gigi Hyland
Congress was able to reach an agreement on government funding over the weekend, averting a government shutdown before funding expired at midnight on Saturday. The continuing resolution funds the government through Nov. 17, and extends the National Flood Insurance Program (NFIP). Last week, NAFCU called on Congress to prevent a lapse in the NFIP, which could result in the delay of as many as 1,300 real estate closings per day.
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Oct 2, 2023 | 
cuinsight.com | Steve Cocheo |Randall Smith |Lou Grilli |Nicolle Hood
From digital wallets to palm payments, glitzy retail payment innovations often grab headlines. But a new study from Capgemini suggests an even bigger revenue opportunity for the banking industry can be found in commercial payments. The study urges banks to offer enhanced cash management services and put more emphasis on how they can help businesses with all things payments.
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Oct 2, 2023 | 
cuinsight.com | Atm Usa |Randall Smith |Lou Grilli |Nicolle Hood
Visa and Mastercard are set to raise credit card processing fees in October 2023 and again in April 2024. So, many small business owners are, of course, concerned about the impact these hikes will have on their bottom line. While larger retailers may be able to absorb the extra costs, for smaller merchants running on tight margins, even fractional increases dig deep into profits.
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Oct 2, 2023 | 
cuinsight.com | Randall Smith |Jill Nowacki |Lou Grilli |Nicolle Hood
Thank you for tuning in to episode 170 of The CUInsight Experience podcast with your host, Randy Smith, co-founder of CUInsight.com. This episode is brought to you by Amazon Business. With the value and convenience of Amazon, plus innovative tools and features, purchasing leaders in credit unions can reduce costs, save time, maintain control, and efficiently scale operations. Amazon Business is the most comprehensive one-stop shop for business purchasing.
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Oct 2, 2023 | 
cuinsight.com | Lou Grilli |Nicolle Hood |Gigi Hyland |Jason Stverak
While cryptocurrency continues to make headlines, the recent focus has been on declining valuations rather than stunning surges. Bitcoin (BTC), the quintessential decentralized crypto, is still primarily viewed as a speculative investment. Despite being around since 2010, using bitcoin for everyday small transactions remains impractical and, in many cases, unwise.
