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Mar 15, 2024 | 
cuinsight.com | Jim Bouchard |Armstrong Speakers |Tanya Olson |Tru Treasury
The number of Americans that are members of credit unions increased to over 142 million in January, according to the recently released America’s Credit Unions’ Monthly Credit Union Estimates. Additionally, the estimates revealed that credit union loans outstanding and savings balances declined slightly in January.
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Mar 15, 2024 | 
cuinsight.com | Jim Bouchard |Armstrong Speakers |Tanya Olson |Tru Treasury
In my life as a Sensei I had to make a lot of decisions. Some of these decisions could make or break a student, my organization, or my own spirit. One of the most valuable lessons I learned, and one I share very often in our workshops is that unless you’re just plain careless, you can’t make a bad decision. In movies, books, and myths the Sensei is often the Yoda character—the wise elder offering sage advice and making wise decisions.
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Mar 15, 2024 | 
cuinsight.com | Tanya Olson |Tru Treasury |Evelyn Long |Devesh Khare
For a credit union looking to establish a treasury management program, offering services that help a business manage cash, liquidity, risk and payment services is only the first step. Having the right tools in place to lift the program off the ground once services are available to business members is another critical component to success.
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Nov 29, 2023 | 
cuinsight.com | Greg Mesack |John Janclaes |Dana Bacon |Tru Treasury
CUNA is concerned the Department of Labor’s overtime proposal—while it attempts to strike a balance between the 2016 and 2019 overtime rules—will have negative impacts on credit unions in rural and low-cost areas, it wrote to a House subcommittee Tuesday. The House Education and Workforce subcommittee on workforce protections conducted a hearing on the rule, which would increase the salary level test to be exempt from overtime rate of pay for working more than 40 hours in a given week.
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Nov 29, 2023 | 
cuinsight.com | Greg Mesack |John Janclaes |Dana Bacon |Tru Treasury
The CFPB Tuesday announced a $12 million order against Bank of America for submitting false mortgage lending information to the federal government under the Home Mortgage Disclosure Act (HMDA). The bureau’s order requires Bank of America to pay the full $12 million to the CFPB’s victims relief fund.
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Nov 29, 2023 | 
cuinsight.com | Greg Mesack |John Janclaes |Dana Bacon |Tru Treasury
Are you ready to see what artificial intelligence can really do for your Credit Union or Community Bank, beyond the buzzwords and the hype? Forget the jargon and the tech-speak; this episode is tailored for Credit Union and Community Bank professionals who want to harness the power of AI without getting bogged down by complexities. We’re cutting through the noise to focus on what AI really means for you, the backbone of our local financial institutions, and the communities you serve.
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Nov 29, 2023 | 
cuinsight.com | Greg Mesack |John Janclaes |Dana Bacon |Tru Treasury
The Federal Reserve (Fed) met late last month to discuss debit interchange fees and routing under Regulation II. During that meeting, the Fed issued a request for comment to dramatically reduce debit interchange fees for non-exempt issuers. This is not the first attempt to bring down interchange fees – and it won’t be the last. But just like previous efforts, this is a proposed solution to a non-problem. In 2010, Sen.
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Nov 29, 2023 | 
cuinsight.com | John Janclaes |Dana Bacon |Tru Treasury |Kristen Jason
My friend and colleague April Clobes, President and CEO of MSU Federal Credit Union, has a background in marketing. She’s creative, driven and tenacious. Most of all, she’s a darn good listener. Listening is an art form in which CUs excel in the retail space. Asking questions and offering solutions is central to the consumer experience: Buying a house? Starting a college fund? Saving for a beach vacation? There’s a solution, and it’s easy to achieve online.
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Nov 29, 2023 | 
cuinsight.com | Dana Bacon |Tru Treasury |Kristen Jason |Jenni Speth
For many, the holidays can be ‘the most wonderful time of the year’. Unfortunately for most businesses, it can also be the most fraudulent time of the year. Why is that, when so many are looking forward to sharing time-honored traditions with loved ones? Because while we’re exchanging gifts and attending social events, we’re also very distracted.
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Aug 22, 2023 | 
cuinsight.com | Robert Conrad |Tru Treasury
Credit unions across the nation face a myriad of challenges as they strive to meet the evolving needs of their members. This necessitates an adaptable and considerate approach to stay ahead of market trends and proactively identify growth opportunities. Among the complex issues that require resolution is how to refine your strategic growth strategy for deposits in a rapidly changing rate environment.
