Bottom Line Inc.

Bottom Line Personal reaches close to one million readers each month, making it the most popular consumer newsletter ever created. It offers practical advice from leading experts on a variety of important subjects, including investment strategies, parenting tips, real estate transactions, health prevention, career development, retirement planning, tax guidance, and much more. Additionally, our other newsletter, Bottom Line Health, delivers similar valuable insights focused on both conventional and alternative health topics.

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Life Archives - Bottom Line, Inc.

1 week ago | bottomlineinc.com | Robert Siciliano |Linda Gassenheimer |Kevin Brasler |Chris White

From travel and leisure to relationships, personal development, and far-flung activities, this section caters to individuals seeking inspiration, practical wisdom, and guidance for cultivating a balanced and enjoyable daily lifestyle. The goal is to equip readers with insightful ideas and expert tips for cultivating mindful enjoyment, enriching connections, and staying engaged with the possibilities each day presents—not just for getting by, but for learning to thrive with intention.
Credit & Debt Archives

1 month ago | bottomlineinc.com | Ted Rossman
What You Should Know About Delta Sky Club’s New Rules

2 months ago | bottomlineinc.com | Ramsey Qubein |Robert Michelin

When it comes to places to wait for a connecting flight, it’s hard to beat a Delta Sky Club lounge. There are more than 50 Delta Sky Club lounges around the world that offer complimentary cocktails, fresh and healthy food options, free high-speed Wi-Fi and more. Unfortunately (or fortunately, depending on your perspective), over the past few years, Delta has made these lounges harder to get into. Here, travel journalist Ramsey Qubein, explains the changes. Why the new restrictions?
The $1,000 a Month Rule for Retirement Savings

2 months ago | bottomlineinc.com | Wes Moss |Robert Michelin

One of the biggest challenges in retirement planning is deciding on how much you need to save to last the rest of your life. There are so many financial unknowns and potential outcomes that retirement savers often feel confused, hopeless and unable to establish goals. A lot of Americans assume that they need to save millions of dollars to live a fulfilling life in their senior years. But Wes Moss, CFP, chief investment strategist for Capital Investment Advisors, says that’s not true.
Cost-Conscious Travel: Cheap Countries to Visit in 2025

2 months ago | bottomlineinc.com | Donna Heiderstadt |Robert Michelin

International travel can be very expensive, but knowing the cheapest countries to visit can go a long way toward stretching your vacation budget. Here, from our travel expert Donna Heiderstadt, are a dozen options—including the cheapest European countries to visit and a few destinations that may be on your bucket list—where the US dollar goes the furthest, making them cheap places to travel to in 2025.
Best Credit Cards That Offer Travel Insurance

2 months ago | bottomlineinc.com | Ted Rossman |Robert Michelin

What’s the best credit card for travel? People generally pick whichever travel-focused card provides the most frequent-flier miles on the airline they fly or points for their preferred hotel chain’s rewards program. There’s nothing wrong with earning miles or points, but the very best travel credit cards offer more than that—and travel-insurance programs are among the most valuable yet often overlooked benefits, explains credit card expert Ted Rossman.
Which Cholesterol Drug Is Safest?

Feb 27, 2025 | bottomlineinc.com | Steven Nissen |Robert Michelin

For people with high cholesterol, lifestyle modifications such as eating better, getting more exercise, losing weight and reducing stress can help curb cardiovascular risk…to some extent. But to substantially lower elevated cholesterol and its attendant risk for heart attack and stroke, long-term use of a prescription cholesterol-lowering medication may be necessary, says Cleveland Clinic cardiovascular disease expert Steven Nissen, MD.
Tech Trends for 2025 and Beyond

Feb 25, 2025 | bottomlineinc.com | Marc Saltzman |Robert Michelin

What new innovations will improve our lives in the years ahead? New technology debuts all the time, but many attention-grabbing items don’t catch on. Bottom Line Personal asked consumer technology expert Marc Saltzman, host of Tech It Out, what kinds of recently unveiled and future technology will take hold. Wearable Tech for Health and MoreSmartwatches are just the start. An expanding range of wearable technology offers health monitoring and help with health challenges.
Leasing vs. Buying a Car: Which Option Is Best for You?

Feb 20, 2025 | bottomlineinc.com | Karl Brauer |Robert Michelin

Think new cars cost too much these days? Here’s a surprise…at the start of 2025, you could lease a brand-new Fiat 500e for a price that would fit anyone’s budget—$0 down and $0 per month. A dealership in Denver did offer that hard-to-beat price, though only to Colorado residents—and technically, the cars weren’t free due to taxes.
Debt Consolidation

Feb 19, 2025 | bottomlineinc.com | Gerri Detweiler |Robert Michelin

You’ve probably seen the ads—debt-settlement companies promise to help people who are drowning in debt slash the amount they owe. These services can be a viable option for some debtors, but there are risks and downsides. And there are alternatives, such as debt consolidation and credit counseling.