Bottom Line Inc.

2 weeks ago | bottomlineinc.com | Ramsey Qubein |Robert Michelin

When it comes to places to wait for a connecting flight, it’s hard to beat a Delta Sky Club lounge. There are more than 50 Delta Sky Club lounges around the world that offer complimentary cocktails, fresh and healthy food options, free high-speed Wi-Fi and more. Unfortunately (or fortunately, depending on your perspective), over the past few years, Delta has made these lounges harder to get into. Here, travel journalist Ramsey Qubein, explains the changes. Why the new restrictions?

3 weeks ago | bottomlineinc.com | Wes Moss |Robert Michelin

One of the biggest challenges in retirement planning is deciding on how much you need to save to last the rest of your life. There are so many financial unknowns and potential outcomes that retirement savers often feel confused, hopeless and unable to establish goals. A lot of Americans assume that they need to save millions of dollars to live a fulfilling life in their senior years. But Wes Moss, CFP, chief investment strategist for Capital Investment Advisors, says that’s not true.

1 month ago | bottomlineinc.com | Donna Heiderstadt |Robert Michelin

International travel can be very expensive, but knowing the cheapest countries to visit can go a long way toward stretching your vacation budget. Here, from our travel expert Donna Heiderstadt, are a dozen options—including the cheapest European countries to visit and a few destinations that may be on your bucket list—where the US dollar goes the furthest, making them cheap places to travel to in 2025.

1 month ago | bottomlineinc.com | Ted Rossman |Robert Michelin

What’s the best credit card for travel? People generally pick whichever travel-focused card provides the most frequent-flier miles on the airline they fly or points for their preferred hotel chain’s rewards program. There’s nothing wrong with earning miles or points, but the very best travel credit cards offer more than that—and travel-insurance programs are among the most valuable yet often overlooked benefits, explains credit card expert Ted Rossman.

1 month ago | bottomlineinc.com | Steven Nissen |Robert Michelin

For people with high cholesterol, lifestyle modifications such as eating better, getting more exercise, losing weight and reducing stress can help curb cardiovascular risk…to some extent. But to substantially lower elevated cholesterol and its attendant risk for heart attack and stroke, long-term use of a prescription cholesterol-lowering medication may be necessary, says Cleveland Clinic cardiovascular disease expert Steven Nissen, MD.