FTAdviser

5 days ago | ftadviser.com | Mark Baldwin |Tom Selby |AJ Bell

Current retirement income tools are focused on options that are too complex for the average person, according to Mark Baldwin, head of business proposition and partnership support at Phoenix. Speaking at the Retirement Review report launch yesterday (May 8), Baldwin alongside other panellists discussed whether people arriving at retirement were well informed of their options. “The problem at retirement is often you’re leaving it too late, and no amount of tools can really solve that.

1 week ago | ftadviser.com | Tom Selby

The beginning of 2025 has once again thrown up uncertainty that the vast majority of experts simply hadn’t seen coming. US President Donald Trump’s shock-and-awe trading announcement in the White House rose garden – delivered in bizarre fashion on blackboards and using a formula that saw islands inhabited only by penguins slapped with tariffs – sent markets into a tailspin.

1 week ago | ftadviser.com | Stephanie Hawthorne

This week marks a minor milestone, with 20 volunteer major pension players now connected to the MoneyHelper pensions dashboard. However, no launch date has been set and nothing is expected for at least six months. The project for now remains computer ‘vapourware’. The Pensions Regulator describes pensions dashboards (paid for by pension providers) as “digital services – apps, websites or other tools – which savers will be able to use to see their pension information in one place.

2 weeks ago | ftadviser.com | Nick French

The UK platform market has evolved significantly over the past two decades, driven by regulatory pressures, evolving technology, and the ongoing challenge of delivering innovation while managing costs. Yet despite almost constant change, progress has often felt slow. Many firms are still grappling with the best way to build a platform that meets both operational needs and adviser expectations. Structure of a platformFirst, a quick recap of what makes a modern platform.

2 weeks ago | ftadviser.com | Steve Webb

The Department for Work and Pensions has admitted its correction exercises looking into underpayment of the UK state pension - which mainly affects women - is heading into the billions. The DWP’s latest figures suggest the total amount from this big correction exercise (which started in 2021), the new correction exercise on Home Responsibilities Protection (which started in 2024) and an earlier correction exercise on HRP, takes the total size of underpaid pensions past the £900mn mark.