David Hoffman

Jan 24, 2025 | forrester.com | Paul McKay |David Hoffman

In advance of its annual meeting in Davos, the World Economic Forum (WEF) released its 2025 Global Risks Report. The report, based on the WEF’s Global Risk Perception Survey 2024-2025, identifies geopolitical risks as a top immediate concern for global risk officers and the broader risk community.  Additionally, technological risks will become more  problematic over the next 2 years, and environmental risks will be a predominant risk factor in the next 10 years.

Jan 16, 2025 | forrester.com | Martha Bennett |Aurelie L'Hostis |David Hoffman

In the EU, the Markets in Crypto-Assets (MiCA) Regulation fully came into force on December 30, 2024; it covers cryptoasset issuance and services not covered by existing financial services and products regulation, and it includes stablecoins. While this legislation provides the regulatory clarity for which the industry has often asked, many industry players criticize it for being too onerous.

Dec 12, 2024 | forrester.com | David Hoffman

Last year, when Silicon Valley, Signature, and First Republic failed, four out of five US online consumers knew about it. This year, major bank failures have been small, so I had to search for the “Mary Poppins moment.” Still, consumer attitudes about bank failures haven’t changed. Our September Pulse Survey revealed this. This year less than one in five consumers knew about the recent failures of Citizens Bank – Iowa, Heartland Tri-State Bank – Kansas, and Republic First Bank – Pennsylvania.

Mar 21, 2024 | forrester.com | Meng Liu |David Hoffman

In recent years, mainstream financial institutions like DBS Bank, BNY Mellon, Fidelity and BlackRock have entered the digital asset space to serve retail and institutional clients to satisfy their increasing interests, driving demand for secure asset custody.

Mar 18, 2024 | forrester.com | Nicole Murgia |Lily Varon |David Hoffman

Over the past years, beauty brands have increased their DTC operations to compete with Amazon and other major retailers — and to strengthen their customer relationships. Still, just 17% of US online adults have purchased cosmetics or makeup products directly from a brand or manufacturer, per Forrester’s Retail Topic Insights Survey, 2023.