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Mar 29, 2024 | 
money.usnews.com | Jessica Walrack |Emily Brandon |Emily Sherman |Susannah Snider
Key Takeaways: Florida offers many great beach towns for retirement, with options to suit various budgets. Beyond Florida, coastal cities such as Portland, Maine, provide cooler temperatures and distinct seasons. When considering coastal retirement, factors like housing affordability, health care and amenities play a key role. Whether you crave a vibrant city by the beach or a quiet laid-back community, there's a coastal retirement town to satisfy most preferences.
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Mar 26, 2024 | 
money.usnews.com | Erica Sandberg |Tanza Loudenback |Barri Segal |Emily Sherman
Key Takeaways Tax time can cause anger, depression, shame and guilt. Some psychological issues during tax time can be especially destructive. There are steps you can take to change the internal dialogue. Prepare for next year to avoid the same anxieties. Tax season is one of the most emotionally taxing times of the year. Not only can the act of completing a tax return be complicated, confronting a potentially large and unaffordable tax bill can be terrifying.
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Feb 23, 2024 | 
money.usnews.com | Erica Sandberg |Tanza Loudenback |Barri Segal |Emily Sherman
Key Takeaways Be prepared to dedicate a lot of time to your business. Change your business concept according to feedback and the market. Develop a business budget that will take you from launch through at least the first year. Understand your funding needs and borrow prudently. Structure your business according to your company's needs. Hire the best people. Get ready for changes along the way. Launching a small business is exciting. You'll finally stop working for others and can pursue your dream.
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Feb 20, 2024 | 
money.usnews.com | Erica Sandberg |Tanza Loudenback |Barri Segal |Emily Sherman
Key Takeaways Loud budgeting is a trend that began on TikTok in late 2023. Economic concerns, student loans and a rejection of consumerism are just a few reasons loud budgeting became popular. Experts believe loud budgeting is more than a fleeting movement. Loud budgeting may be Generation Z’s trend du jour, but the roots of this concept run deep. As a method of candidly communicating money concerns and goals, it hits all the right notes for what’s going on today.
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Feb 14, 2024 | 
money.usnews.com | Jessica Walrack |Tanza Loudenback |Barri Segal |Emily Sherman
Key Takeaways Consider switching to a lower-tier plan. Join a family plan when possible. Ask your carrier about discounts, promotions and price matching. Shop around and compare carriers. Look for plan perks like streaming subscriptions. Over the past few years, cost of living surges have left many Americans scrutinizing their budgets. If you're one of the many looking for ways to cut costs, don't overlook your phone bill.
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Feb 8, 2024 | 
money.usnews.com | Emily Sherman |Tanza Loudenback |Barri Segal |Erica Sandberg
Key Takeaways A 30-second Super Bowl commercial cost $7 million in 2023. Costs have risen more than $5 million in the last 20 years, though viewership has not significantly changed. While the Super Bowl is a good advertising opportunity, it is not worth the cost for every company. More than 113 million people tuned in to the Super Bowl last year.
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Jan 29, 2024 | 
money.usnews.com | Emily Sherman |Tanza Loudenback |Barri Segal |Maryalene Laponsie
Key Takeaways If you want a healthier financial life by the end of 2024, you’ll need to start now. Short-term goals like adjusting your budget can have immediate benefits, while longer-term goals like growing your savings will still improve financial health along the way. Consider strategies like building your emergency fund and adjusting your investment portfolio to improve your finances this year. Is improving your financial health on your list of new year’s resolutions?
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Jan 29, 2024 | 
money.usnews.com | Ray Frager |Emily Hayes |Emily Sherman |Lee Huffman
Key Takeaways Earning a welcome bonus is a limited-time opportunity, so you must meet the minimum spending requirement by the deadline. Using your new card for everyday expenses and timing your application to coincide with large purchases are simple ways to meet most spending requirements. Be realistic with your spending to ensure you can pay off the balance quickly to avoid interest charges or a negative impact on your credit score.
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Jan 25, 2024 | 
money.usnews.com | Emily Sherman |Emily Roth |Emily Hayes |Bob Musinski
Key Takeaways A joint personal loan is different from having a guarantor or a co-signer, in that the joint borrower has access to loan funds. You might have a better chance of being approved for a joint personal loan – and perhaps even score a lower interest rate – but there are also risks to consider. The process of applying for a joint personal loan is similar to other loans. Sharing a financial product with another person is not uncommon – just think of a joint bank account or mortgage.
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Jan 25, 2024 | 
money.usnews.com | Emily Sherman |Tanza Loudenback |Barri Segal |Erica Sandberg
Key Takeaways Free apps and services can save you money up front, but they may still come at a cost. Watch out for services that require upgrades to use all the features, and read the terms and conditions to keep your data safe. Consider the cost of “free” apps with the same care as paid ones. In an economic environment where it feels like you get nickel-and-dimed at every corner, many people are searching for free alternatives to their favorite apps and services.
