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Dec 18, 2023 | 
cuinsight.com | Randy Ralston |DaLand CUSO |Jay Speidell
Wire transfers, cross-border payments, and ACH settlements are about to change – and in many ways, they already have! The launch of FedNow is a milestone that shifts the tides of the financial industry. The implications of this shift are profound and wide-reaching; what is all but lost in the news cycle is a full admission by the central bankers that the electronic dollar is nearing the end of the line. It is time for industry-wide adoption of real-time, streaming, digital dollars.
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Nov 17, 2023 | 
cuinsight.com | Tansley Stearns |Jay Speidell |Randy Pennington |Armstrong Speakers
My dedication to running started many years ago. In my early days of practicing with the cross-country team, maintaining my pace for 20 minutes seemed daunting. Eventually, I found a sweet spot of 40-minute runs that lasted into my early 20’s.
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Nov 16, 2023 | 
cuinsight.com | Jay Speidell |Randy Pennington |Armstrong Speakers |Cynthia Campbell
The NCUA board approved a final rule expanding the definition of “qualified charity” credit unions can contribute to using a Charitable Donation Account (CDA). CUNA engaged with NCUA for more than a year on the need for such a rule, and fully supported it as proposed in comments filed in July.
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Nov 16, 2023 | 
cuinsight.com | Jay Speidell |Randy Pennington |Armstrong Speakers |Cynthia Campbell
Total retail sales increased 0.1 percent in October, compared to a 0.9 percent increase in September. NAFCU Vice President of Research and Chief Economist Curt Long analyzed the report in a new NAFCU Macro Data Flash report. “Total retail sales decelerated for the first time since June and fell for the first time since March, dropping by 0.1 percent month-over-month,” said Long.
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Nov 16, 2023 | 
cuinsight.com | Kyle McIlmurray |Jay Speidell |Randy Pennington |Armstrong Speakers
For generations, homeownership has been synonymous with the American Dream. That is still true to this day but sentiment towards buying a home has shifted, especially for younger generations such as millennials. There are several variables that play into it, cost, of course, being the biggest. For many younger American adults, buying a home is out of reach. So how can a credit union act as a catalyst in changing this narrative? It goes far beyond mortgage rates and inventory.
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Nov 16, 2023 | 
cuinsight.com | DCUC Insights |Jay Speidell |Randy Pennington |Armstrong Speakers
Earlier this year, DCUC and the National Association of Federally-Insured Credit Unions (NAFCU) sent a joint letter to the NCUA Board. In the letter, we asked the NCUA to amend the definition of “qualified charity” as it relates to Charitable Donation Accounts (CDAs) in Part 721.3 of NCUA regulations to include 501(c)(19) veterans’ organizations.
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Nov 16, 2023 | 
cuinsight.com | Jay Speidell |Randy Pennington |Armstrong Speakers |Cynthia Campbell
Kicking off a new facilities project is tough, and that’s why we’ve developed this comprehensive guide to writing a request for proposal (RFP) as well as evaluating and ranking the responses. Here’s what you’ll get:Selecting the Best Partner for a Credit Union Facilities Project [PDF]A neutral guide walking you through the steps of planning to embark on a facilities project as well as a discussion of the purpose of an RFP and the categories of questions that we recommend including.
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Nov 16, 2023 | 
cuinsight.com | Ann Petros |Jay Speidell |Randy Pennington |Armstrong Speakers
Join Brian Lauer, partner with the law firm of Messick Lauer & Smith P.C. and General Counsel to the National Association of Credit Union Service Organizations (NACUSO), for a deep dive into the National Credit Union Administration’s (NCUA) recent final rule on financial innovation. This rule revised Parts 701 and 714 of the NCUA’s regulations regarding the purchase of loan participations and the purchase, sale, and pledge of eligible obligations and other loans.
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Nov 16, 2023 | 
cuinsight.com | Atm Usa |Jay Speidell |Randy Pennington |Armstrong Speakers
Payment Card Industry (PCI) Compliance has the ATM industry in a tizzy trying to figure out what’s real, what’s projection, and what it really means to an ATM operator’s bottom line. But the reality is PCI compliance is essential to the ongoing security of merchant ATMs. And it’s much more than protecting ATM users, it’s also important to the merchant’s bottom line.
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Nov 16, 2023 | 
cuinsight.com | Jay Speidell |Randy Pennington |Armstrong Speakers |Cynthia Campbell
What do your credit union’s guiding principles and facilities strategy look like for the next five years? Ten years? Will your employees have room to work as your organization grows, or has hybrid work changed your space needs entirely? Do you have a tentative branch closure, relocation, renovation, and opening road map based on demographic and demand shift forecasts?
