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Nov 26, 2024 | 
cuinsight.com | Ronni Martinez |Mark Arnold |Randy Pennington |Linda Lafortune
Checking accounts and other banking methods have been around for a very long time and the world has certainly learned effective ways to save, manage, and use money. There’s no question that checking accounts have evolved immensely from their beginnings as a safe place to store coins and jewels to the digital platforms that we know today. But with shifts in digital transformations, member expectations, and tightening margins, credit unions must continue to rethink the role of the checking account.
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Jul 10, 2024 | 
cuinsight.com | Ronni Martinez |Swbc LenderHub
The financial industry evolves at a rapid pace, making it difficult for credit unions to keep up with ever-changing trends. With technology-loving consumers always in search of easier, more seamless transactions, credit unions must also continue to evolve and adapt in order to stay in the race. As technology advances, financial trends can quickly become expectations from your members.
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Jan 25, 2024 | 
cuinsight.com | Mark Leher |Dan Price |Holly Buchanan |Ronni Martinez
October 2023 marked the end of a more than three-year pause on federally-backed student loan payments, and millions of Americans are now navigating a new financial landscape. This resumption, amidst record-high inflation impacting essential costs like housing and food, is placing considerable strain on borrowers. Data from Alkami shows a 127% increase in student loan payments in October compared to the previous month.
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Jan 25, 2024 | 
cuinsight.com | Dan Price |Holly Buchanan |Ronni Martinez |John Pettit
As interest rates and inflation begin to level out, discussions have begun to turn towards the future of the economy. Some speculate that risk of a deflationary period may be just around the corner, leading to a lower rate environment headed our way. We’ll inevitably see a shift in the current economic environment, and credit unions must be prepared to meet the next challenge. Deflation is, simply, the opposite of inflation.
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Jan 25, 2024 | 
cuinsight.com | Holly Buchanan |John Pettit |Ronni Martinez |Lauren Culp
So, you’re about to have an important or difficult conversation. You have your notes, a laptop, a game plan for what you want to say. You’re mentally prepared. But you may be missing an essential tool …Something to drink. No, I’m not talking about alcohol. I’m talking about a beverage … whether it’s a bottle of water, a hot tea, kombucha or your daily peppermint white chocolate mocha Frappuccino. When someone is speaking, and you are about to respond, instead, take a sip of your drink. Why?
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Jan 24, 2024 | 
cuinsight.com | Ronni Martinez |John Pettit |Lauren Culp
There’s more than one road to leadership in the finance world, and Stacy Armijo — Chief Experience Officer at Amplify Credit Union — has leveraged every leg of her unconventional journey to forge a career she loves. With a background in public relations and marketing, she knows first-hand how critical adaptation is for survival and seeks to embrace revolutionary industry shifts in the mortgage lending landscape.
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Jan 24, 2024 | 
cuinsight.com | Sean Galli |Ronni Martinez |John Pettit |Lauren Culp
Social media is a riddle wrapped in a mystery inside an enigma for many financial institution leaders. It’s elusive, slippery and vitally important to your success…like a skittish eel hoarding a treasure of pearls. The constant changes on social media platforms add an extra layer of difficulty. But you don’t have to stay in the dark. It’s time to start uncovering the community bank and credit union social media treasure trove.
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Jan 24, 2024 | 
cuinsight.com | Lauren Culp |Kerala Taylor |Ronni Martinez |John Pettit
Most credit unions have a set of brand guidelines that include dos and don’ts for their color palettes, logos, images, graphics, and copy. But do guidelines like these truly capture the essence of your brand? Allison Netzer, Chief Marketing & Strategy Officer at Nymbus and co-author of Think Like a Brand, Not a Bank, would answer that question with a resounding NO.
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Jan 24, 2024 | 
cuinsight.com | Kat Tretina |Ronni Martinez |John Pettit |Lauren Culp
As you enter adulthood and start earning your own money, you’ve likely realized that you need a better place to stash your cash than your old piggy bank or under the mattress. But there are so many options to choose from — national banks, digital banks, or neighborhood credit unions — selecting one can be overwhelming. When deciding where to put your money, there are two main options: credit unions and banks.
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Jan 24, 2024 | 
cuinsight.com | Anthony Hernandez |DCUC Insights |Ronni Martinez |John Pettit
Given the merger of the two largest credit union trade associations, and the merger of the two largest credit union payment system providers, the credit union industry as a whole is changing. Whether we like it or not, and whether we can control how things change, one thing for certain is the industry will never be the same. This applies to DCUC, as wellDCUC recently concluded an out of-cycle board planning session.
