Beverly Harzog

Mar 19, 2025 | bankrate.com | David McMillin |Beverly Harzog |Alice Holbrook

Per diem interest is the interest a mortgage lender charges for the days between your closing date and the first day of the billing cycle. Lenders may ask you to pay per diem interest as a lump sum payment or roll the amount into your first mortgage payment. Scheduling a closing date near the end of the month can help you save on per diem interest costs. What is per diem interest?

Mar 18, 2025 | bankrate.com | Autumn Cafiero Giusti |Beverly Harzog |Alice Holbrook

The Good Neighbor Next Door program offers qualifying buyers a chance to purchase a HUD-owned property for half off the list price and a down payment as low as $100. To qualify for the program, you must be a teacher, law enforcement officer, firefighter, or emergency medical technician and buy in a designated revitalization area. What is the Good Neighbor Next Door program?

Mar 3, 2025 | bankrate.com | Kellye Guinan |Pippin Wilbers |Beverly Harzog

Cosigning an auto loan will not usually affect your auto insurance policy or the rates you pay. If you are a cosigner for an auto loan, you are not liable for any accidents or damages caused by the primary borrower. The primary impact to your insurance will be if you are also on the policy that covers the vehicle — or if you are the co-owner. When a family member or friend needs help securing a loan to buy a car, you may be asked to cosign the loan.

Feb 19, 2025 | bankrate.com | Karen Bennett |Kristen Kuchar |Beverly Harzog

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Feb 18, 2025 | bankrate.com | James Royal |Brian Beers |Beverly Harzog |Dayana Yochim

With the average cost of a four-year college education (including tuition and living on-campus) running anywhere from about $100,000 for in-state public institutions to well over $200,000 for a private college, according to the Education Data Initiative, it’s no wonder millions of parents are wondering how they’ll pay for their children’s academic future. There are a number of alternative ways to pay for college beyond student loans — but they require a bit of planning.