Beverly Harzog's profile photo

Beverly Harzog

Alpharetta

Consumer Finance Analyst and Media Personality at Freelance

Host of the Your Personal Economy podcast, credit expert & bestselling author of The Debt Escape Plan. MBA, recovering CPA. ex- US News & World Report

Articles

  • 1 month ago | bankrate.com | David McMillin |Beverly Harzog |Alice Holbrook

    Per diem interest is the interest a mortgage lender charges for the days between your closing date and the first day of the billing cycle. Lenders may ask you to pay per diem interest as a lump sum payment or roll the amount into your first mortgage payment. Scheduling a closing date near the end of the month can help you save on per diem interest costs. What is per diem interest?

  • 1 month ago | bankrate.com | Autumn Cafiero Giusti |Beverly Harzog |Alice Holbrook

    The Good Neighbor Next Door program offers qualifying buyers a chance to purchase a HUD-owned property for half off the list price and a down payment as low as $100. To qualify for the program, you must be a teacher, law enforcement officer, firefighter, or emergency medical technician and buy in a designated revitalization area. What is the Good Neighbor Next Door program?

  • 1 month ago | bankrate.com | Kellye Guinan |Pippin Wilbers |Beverly Harzog

    Cosigning an auto loan will not usually affect your auto insurance policy or the rates you pay. If you are a cosigner for an auto loan, you are not liable for any accidents or damages caused by the primary borrower. The primary impact to your insurance will be if you are also on the policy that covers the vehicle — or if you are the co-owner. When a family member or friend needs help securing a loan to buy a car, you may be asked to cosign the loan.

  • 2 months ago | bankrate.com | Karen Bennett |Kristen Kuchar |Beverly Harzog

    Written by Edited by Reviewed by How is this page expert verified? At Bankrate, we take the accuracy of our content seriously. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Their reviews hold us accountable for publishing high-quality and trustworthy content.

  • 2 months ago | bankrate.com | James Royal |Brian Beers |Beverly Harzog |Dayana Yochim

    With the average cost of a four-year college education (including tuition and living on-campus) running anywhere from about $100,000 for in-state public institutions to well over $200,000 for a private college, according to the Education Data Initiative, it’s no wonder millions of parents are wondering how they’ll pay for their children’s academic future. There are a number of alternative ways to pay for college beyond student loans — but they require a bit of planning.

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Beverly Harzog
Beverly Harzog @BeverlyHarzog
22 Apr 25

Good morning! Today: I'm editing a video and recording a new episode. I have a window garden in my kitchen and I need to water my plants and orchids. What are you up to?

Beverly Harzog
Beverly Harzog @BeverlyHarzog
21 Apr 25

When I was a kid, I played the flute. When I practiced, my Chihuahua mix, Gigi, would start howling and then leave the room. Now, I play the guitar, and my Maltese, Marshall, goes right to sleep. I'm going to take that as a compliment since he doesn't leave the room.

Buitengebieden
Buitengebieden @buitengebieden

Dog enjoying the music.. 😊 https://t.co/Goqri1oUfc

Beverly Harzog
Beverly Harzog @BeverlyHarzog
21 Apr 25

I regret never seeing him in concert.

Music Jim 🎩🪄
Music Jim 🎩🪄 @MusicJim2

Prince 🎩🪄 Purple Rain Remembering the Legend, Prince, on the date he left us, he was only 57 years old. #RIP April 21st, 2016 #Prince #PrinceRogersNelson💜💜 https://t.co/swKwHOBMnr