Rukmini Callimachi

1 week ago | nytimes.com | Rukmini Callimachi |Erin Schaff

People experiencing homelessness can sleep in their cars in this wealthy ski town in Colorado, but only if they have a job. Ski shop worker Kristine Litchfield inside her home. People experiencing homelessness can sleep in their cars in this wealthy ski town in Colorado, but only if they have a job. Ski shop worker Kristine Litchfield inside her home. Credit...

1 month ago | businessandamerica.com | Rukmini Callimachi

Before the fire, the two couples, and the homes they loved, were nearly identical. The Ackermans and the Spaldings bought their houses — a few hundred feet apart, framed by windows facing dramatic views of the Rocky Mountains — 15 years ago. Both homes in Louisville, Colo., were roomy, each with three stories, four bedrooms and a finished basement.

1 month ago | nytimes.com | Rukmini Callimachi

Before the fire, the two couples, and the homes they loved, were nearly identical. The Ackermans and the Spaldings bought their houses - a few hundred feet apart, framed by windows facing dramatic views of the Rocky Mountains - 15 years ago. Both homes in Louisville, Colo., were roomy, each with three stories, four bedrooms and a finished basement.

1 month ago | nytimes.com | Rukmini Callimachi

A majority of insurance companies in California have agreed to pay at least 75 percent of the contents coverage for homes that were destroyed in the recent Los Angeles wildfires - and will do so without requiring homeowners to provide an inventory of every object that was inside.

2 months ago | pressdemocrat.com | Rukmini Callimachi

California’s insurance commissioner joined with state legislators Friday to propose a new law that would force insurers to pay homeowners 100% of the coverage for belongings inside destroyed homes, releasing them from the mentally taxing process of listing every object they lost — a requirement of many insurers, and one that consumer advocates say only compounds the trauma.